Don’t Always Transfer Points to Hyatt!

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Million Mile Secrets reader Mrs. Fliz commented:

Hi Daraius,

It appears you can book Hyatt stays directly through the Chase Ultimate Rewards Mall. Is there any advantage or disadvantage to booking through the Chase Ultimate Rewards Mall versus transferring points to Hyatt, then booking my stay using Hyatt points?

Dont Always Transfer Points To Hyatt

Emily & I Used Our Chase Ultimate Rewards Points to Stay at the Hyatt Regency Maui in an Ocean Front Room

Remember that you can use Ultimate Rewards points to book hotels through the Ultimate Rewards portal.  Or you can transfer the points to Hyatt hotels and book a room through Hyatt.

If Mrs. Fliz is booking her Hyatt stay using points, she should consider checking the price through the Chase Ultimate Rewards Mall.

That’s because sometimes she could spend fewer points by booking her Hyatt stay using Chase Ultimate Rewards points than by transferring the Chase Ultimate Rewards points to Hyatt.

And I’ll explain why!

Chase Ultimate Rewards Mall

Link:   Chase Ultimate Rewards Mall

Link:   Chase Ink Bold

Link:   Chase Ink Plus

Link:   Chase Sapphire Preferred

Link:   Chase FreedomMrs. Fliz earns Chase Ultimate Rewards points when she uses her Chase Ink Bold, (no longer offered) Chase Ink Plus, Chase Sapphire Preferred, and Chase Freedom cards.

And she can also almost instantly transfer Chase Ultimate Rewards points to certain airlines and hotels, like Hyatt, on a 1:1 ratio.  However, Mrs. Fliz’s Chase Ultimate Rewards points earned from the Chase Freedom card can’t be transferred to certain airlines and hotels UNLESS she has the Chase Sapphire Preferred, Chase Ink Bold, or Chase Ink Plus card.

Mrs. Fliz can follow my step-by-step guide on transferring Chase Ultimate Rewards points from her Chase Freedom to her Chase Ink Bold, Chase Ink Plus, or Chase Sapphire Preferred account.

Chase Ultimate Rewards points are worth 1.25 cents when she books travel through the Chase Ultimate Rewards Mall.  The advantage of booking travel through the Chase Ultimate Rewards mall is that she can book travel without restrictions.

If Mrs. Fliz has Hyatt Platinum elite status or Hyatt Diamond elite status, she will also get her elite benefits when she books a room through the Ultimate Rewrds website. Hyatt is one of the few hotel chains which honor elite benefits even when not booked from the Hyatt website. These include:

  • Free internet
  • Free breakfast (Hyatt Diamond benefit)
  • Free upgrades (Hyatt Diamond benefit)
  • Late check-out (Hyatt Diamond benefit)

However, she won’t get elite stay credit for a stay not booked on the Hyatt website.

Dont Always Transfer Points To Hyatt

Mrs. Fliz Gets 1.25 Cents per Point Booking Travel Through the Chase Ultimate Rewards Mall

When You Should Use the Chase Ultimate Rewards Mall to Book Your Hyatt Stay

If Mrs. Fliz is using Chase Ultimate Rewards points to book her Hyatt stay, she should check the price on the Ultimate Rewards site before transferring Ultimate Rewards points to Hyatt.

That’s because she could pay fewer Ultimate Rewards points if the price is lower on the Ultimate Rewards portal (as opposed to transferring points to Hyatt).

Although, this isn’t always the case because the point rate on the Chase Ultimate Rewards portal fluctuates because it’s linked to the cash price.

1.   Washington, DC

Staying 1 night at the Hyatt Dulles on November 8, 2014, Mrs. Fliz would pay 8,000 Hyatt points IF she booked her stay through the Hyatt website or by calling Hyatt at 800-228-3360.

Dont Always Transfer Points To Hyatt

1 Night at the Hyatt Dulles Would Cost Mrs. Fliz 8,000 Hyatt Points

But if she booked the same night through the Chase Ultimate Rewards Mall, Mrs. Fliz would only pay 6,618 Chase Ultimate Rewards points.

She would NOT have to transfer points to Hyatt AND she would save 1,382 Chase Ultimate Rewards points (8,000 Hyatt points to redeem 1 night booked through Hyatt – 6,618 Chase Ultimate Rewards points cost for 1 night through Chase Ultimate Rewards Mall).

Dont Always Transfer Points To Hyatt

Mrs. Fliz Saves 1,382 Chase Ultimate Rewards Points Booking the Hyatt Dulles Through the Chase Ultimate Rewards Mall

2.   New York

One night at the Grand Hyatt New York on January 19, 2015, costs 25,000 Hyatt points.

Dont Always Transfer Points To Hyatt

Mrs. Fliz Would Pay 25,000 Hyatt Points for 1 Night at the Grand Hyatt New York

But if Mrs. Fliz used her Chase Ultimate Rewards points via the Chase Ultimate Rewards Mall, she would only pay 20,117 Chase Ultimate Rewards points.

She would save 4,883 Chase Ultimate Rewards points (25,000 Hyatt points to redeem 1 night booked through Hyatt – 20,117 Chase Ultimate Rewards points cost for 1 night through Chase Ultimate Rewards Mall).

Dont Always Transfer Points To Hyatt

Booking the Grand Hyatt Through the Chase Ultimate Rewards Mall Saves 4,883 Chase Ultimate Rewards Points

But sometimes booking through the Chase Ultimate Rewards Mall will cost Mrs. Fliz more Chase Ultimate Rewards points.  So she should compare prices on the Chase Ultimate Rewards Mall, the Hyatt website, and discount sites, like Kayak.

When You Should NOT Use the Chase Ultimate Rewards Mall to Book Your Hyatt Stay

1.   When It Costs More Points

Mrs. Fliz won’t always pay fewer Chase Ultimate Rewards points on Hyatt stays through the Chase Ultimate Rewards Mall.  Sometimes she could pay more.  And she won’t get Hyatt elite status benefits or stay credit.

For example, the Andaz San Diego for the night of February 13, 2015, costs 21,137 Chase Ultimate Rewards points through the Chase Ultimate Rewards Mall.

Dont Always Transfer Points To Hyatt

One Night at the Andaz San Diego Costs 21,137 Chase Ultimate Rewards Points When Booked Via the Chase Ultimate Rewards Mall

But booking directly on Hyatt.com, Mrs. Fliz would only pay 20,000 Hyatt points, a savings of 1,137 Chase Ultimate Rewards points (21,137 Chase Ultimate Rewards points cost for 1 night through Chase Ultimate Rewards Mall – 20,000 Hyatt points to redeem 1 night booked through Hyatt)

Dont Always Transfer Points To Hyatt

Mrs. Fliz Would Pay 20,000 Hyatt Points for 1 Night at the Andaz San Diego on Hyatt’s Website

Bottom Line

Mrs. Fliz could save some Chase Ultimate Rewards points if she books her Hyatt stay through the Chase Ultimate Rewards Mall.

But she should always compare prices on the Chase Ultimate Rewards Mall and the Hyatt website before she books her stay, because the rate on the Ultimate Rewards portal varies depending on the cash rate.

Also by booking through the Chase Ultimate Rewards Mall, Mrs. Fliz can’t earn cash back and elite credit for Hyatt stays.  But it could be worth the points saved!

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14 responses to “Don’t Always Transfer Points to Hyatt!

  1. You just taught an old dog a new trick. Thanks DD.

  2. Interesting, but presumably these examples are also ones where it may just make sense to pay cash, if the cash or MER is low.

  3. farnorthtrader

    Agree with Joseph, you would have to have a pretty low opinion of Ultimate Rewards Points to redeem them for 1.25 cents each.

  4. Hyatt always honors elite benefits whether they are award stays or booked through the mall. That’s part of the reason I choose then over Hilton.

  5. Darius – great post – thanks. Question: Who pays the taxes on the hotel stay when you use the Chase UR portal to book?
    Thanks

  6. Hi Darius/Emily: I’ve learned a great deal from your blog/site, but actually disagree with you in this case–re: Diamond benefits. You would still receive these benefits (benefits) when using Chase UR points. My guess is the guest would also receive Gold Passport points for the dollars listed on the reservation (in other words, what Chase paid for the room). The only thing I’m unsure of is whether this room could be upgraded–using one of the four Diamond upgrades given yearly. Thanks, and keep up the great work!

  7. Christine Gilbride

    Darius,

    Just throwing in my two cents. A couple of years ago (I was new at this) I used my gold points from American Express to get a room at the ARIA in Vegas. It was 22,000 points per night. I know lots of people don’t like to use points for Vegas but I want everything to be free. This time I booked two nights through ultimate rewards and it was 18,124 points for both nights. Same hotel. Quite the point savings. Its been a while since I thanked you but in a week my husband and I will be going on a fabulous trip for almost free. I will not blog but I may have to bite the bullet and throw a trip report on milepoint. I am very impressed by my savings. Happy Travels!!!!!

  8. Don’t you also end up earning Gold Passport points when you book through the portal instead of transferring points? I think this could make it an even better deal to use the portal.

  9. ryan prillman

    Darius, you are a beast!

  10. Darius – you are wrong. Hyatt elite diamond benefits always apply no matter how the room is booked.

    I have booked hyatts on priceline and hotwire countless times and give them my diamond # at check-in and they always give me all the elite benefits room upgrade, club access, amenity, etc etc…..

    The only thing you don’t get is the stay or night credit. Please update your post so people are not mislead.

  11. This, Darius, is exactly why I tell all of my friends about your blog. Thank you for another “duh” moment, but well explained tip. You rock!

  12. Good tip!

    • @dhammer53 – That means a lot coming from you!

      @ZBigfam @Mark @rc23 – Yup! Will update the post. Thanks!

      @Craig – The rate includes tax.

      @Christine Gilbride – Happy Travels to you too!

      @ Sarah – You don’t earn points on award bookings.

      @

  13. If you’re willing to use a little bit of money, you should also consider the value of transferring UR points to make a Points and Cash booking with Hyatt, keeping in mind that those bookings DO count towards earning status.