Chase Ultimate Rewards Transfer Partners

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Disclosure:  Emily & I get a commission for links on the blog.  You don’t have to use our links, but we’re very grateful when you do.  We don’t write about all the credit cards available in the US, but only the ones which get us miles and points or cash back for Big Travel with Small Money!

Update:   This offer is no longer available, but check the Hot Deals for the latest offers!

Do you know all the ways you can transfer Chase Ultimate Rewards points to get Big Travel with Small Money?

Now that the sign-up bonus on the Chase Ink Bold, Chase Ink Plus, and Chase Ink Cash cards have increased to 60,000 points for the Ink Bold and Ink Plus and 30,000 for the Ink Cash, you might be wondering how to use all those points for Big Travel with Small Money!

Chase Ultimate Rewards Transfer Partners

Where Will You Travel Using Chase Ultimate Rewards Points?

How Do You Get Chase Ultimate Rewards Points?

Link:   Chase Ink Plus

Link:   Chase Ink Bold

Link:   Chase Sapphire Preferred

Link:   Chase Freedom

Link:   Chase Ink Cash

You’ll earn Chase Ultimate Rewards points when you use your Chase Ink Plus, Chase Ink Bold, or Chase Sapphire Preferred card and you can transfer them directly to airlines and hotels.

You’ll also earn Chase Ultimate Rewards points when you use your Chase Freedom or Chase Ink Cash card, but you can’t transfer them to airlines and hotels directly.  You need to have the Chase Ink Bold, Chase Ink Plus, or Chase Sapphire Preferred card and transfer the points to 1 of those accounts first.

Remember, each of these cards has bonus spending categories where you can earn 2X to 5X points for every $1 you spend.  And you can earn even more points if you shop through the Chase Ultimate Rewards Mall.

Chase Ultimate Rewards Transfer Partners

Earn Even More Ultimate Rewards Points Through the Chase Ultimate Rewards Mall

Chase Ultimate Rewards Transfer Partners

Chase Ultimate Rewards points transfer 1:1 to certain airlines, hotels, and Amtrak.  There are never any transfer fees and most transfers are instant.

By transferring to airlines and hotels, you’ll often get much better value from your points than if you redeemed them for cash travel bookings, merchandise, or cash back.  But read about each transfer partner and do what makes the most sense for you!

Here are some ideas of what you can do with the Chase Ink Bold and Chase Ink Plus sign-up bonus.

1.   United Airlines

Link:   My Ultimate Guide to United Miles

Link:   United Airlines Award Chart

Transferring Chase Ultimate Rewards points to United Airlines can be a very good deal!  For example, you could transfer 65,000 points (60,000 from the sign-up bonus + at least 5,000 from minimum spending) to United Airlines and get:

  • 3 short-haul (less than 700 miles) round-trip coach tickets (20,000 miles each) within the Continental US and Canada (with 5,000 miles left over)
  • 2 round-trip coach tickets (25,000 miles each) within the Continental US and Canada (with 15,000 points left over)
  • 1 round-trip Business Class ticket for 50,000 miles within the Continental US and Canada (with 15,000 points left over)
  • 1 round-trip coach ticket to Europe for 60,000 United miles (with 5,000 miles left over)

United Airlines is part of Star Alliance, so you can use their miles to book flights on any Star Alliance airline, including Lufthansa, Air Canada, and Singapore Airlines.

 Chase Ultimate Rewards Transfer Partners

Use Miles on Lufthansa and Other Star Alliance Airlines

You can read my series on how to use United miles to see where you could go!

2.   Southwest

Link:   Transferring Chase Ultimate Rewards Points to Southwest

Link:   Southwest Airlines Rapid Rewards

You might have guessed that Emily and I love Southwest. ;)  Because award tickets are based on price and not distance, transferring points to Southwest can be a very good deal, especially when they’re having a sale!

For example, Southwest has a seat sale right now with cheap fares to many destinations.  Using the Chase Ink sign-up bonus (plus 5,000 points from spending), you could fly a family of 4 round-trip from Chicago to Orlando in August for 61,472 points and $20.  

Chase Ultimate Rewards Transfer Partners

Traveling as a Group? You Can Get Lots of Big Travel With Ultimate Rewards Transfers to Southwest

It’s not often you earn enough points from 1 credit card sign-up bonus to take your whole family on vacation!  And you’ll have a few points left over for your next trip.

Note:  Transferring points from Chase does NOT count towards the Southwest Companion pass.  But here are some easy ways to get extra points that DO count!

3.   British Airways

Link:   Introduction to British Airways Avios

Link:   British Airways Executive Club

You can transfer Chase Ultimate Rewards points to British Airways, and use them for tickets on British Airways or any oneworld airline (like American Airlines, US Airways, or Cathay Pacific).  You can also use their miles to book flights on their partner airlines, like Aer Lingus or Alaska Airlines.

Folks either love or hate British Airways points!  They charge high fuel surcharges on most award tickets, often in the hundreds of dollars.  But if you use the points towards flights on Air Berlin, Aer Lingus, Iberia, or LAN (except some domestic flights), you won’t pay fuel surcharges.

Chase Ultimate Rewards Transfer Partners

You’ll Pay Fuel Surcharges on British Airways Award Tickets, but not on ALL Partner Airlines

And if you use British Airways points for travel in the US, you could do well.  Their award chart is distance-based, so for example, short-haul flights under 650 miles (say from Kansas City to Chicago) cost only 4,500 Avios each way. That’s a very good value!

4.   Korean Air

Link:   Korean Air Skypass

Korean Air is a member of Skyteam, which includes Delta, Air France, and KLM.  If you transfer Chase Ultimate Rewards points to Korean, you can use the miles to book award tickets on Korean Air or any Skyteam airline.

But did you know you can use Korean Air miles to fly on Alaska Airlines, Emirates, Etihad Airways, and Hawaiian Airlines?

Chase Ultimate Rewards Transfer Partners

Did You Know You Can Use Korean Miles on Etihad?

I haven’t written much about Korean Air, but check out this One Mile at a Time post on how to use Korean Air miles.  There are some situations where it could be a very good deal, especially if you’re looking for First Class award tickets.

5.   Virgin Atlantic

Link:   Virgin Atlantic Flying Club

Link:   My review of Virgin Atlantic Upper Class

You can transfer Chase Ultimate Rewards points to Virgin Atlantic, then use their miles for award tickets with them or their partners (which include Hawaiian Airlines, Singapore Airlines, and Delta).  But you’ll pay high fuel surcharges!

That said, it could be worth paying higher fuel surcharges in return for paying fewer miles for a trip to Europe!

Chase Ultimate Rewards Transfer Partners

We Flew Virgin Atlantic but Used Hawaiian Airlines Miles to Avoid Fuel Surcharges

I wouldn’t transfer Chase points to Virgin Atlantic unless I really needed to fly them.

Or when I want hotel points, I prefer transferring Virgin Atlantic miles to Hilton at the 2:3 ratio.

6.   Hyatt

Link:   Hyatt Hotels

Link:   Hyatt Award Chart

One of my favorite ways to use Chase Ultimate Rewards points is transferring them to Hyatt.

Chase Ultimate Rewards Transfer Partners

We Used Hyatt Points to Stay at the Hyatt Regency Maui

You can also use Hyatt points to upgrade to a club room (3,000 points per night) or suite (6,000 points per night) on paid stays.  This is a nice way to treat yourself if you have a paid stay coming up!

We’ve transferred Chase Ultimate Rewards points to Hyatt and stayed at some great hotels!  For example:

Chase Ultimate Rewards Transfer Partners

Indo-Portuguese Architecture at the Park Hyatt Goa, India

7.   Marriott

Link:   Marriott Hotels

Link:   Marriott Award Chart

Marriott also recently changed their award program, with many hotels costing more points and some costing fewer.

Chase Ultimate Rewards Transfer Partners

You Could Stretch Your Points by Staying in a Lower Category Marriott, or Treat Yourself to a Luxury Night

Some of the lower-end Marriott hotels (like Courtyard and Residence Inn) can be very good value at 7,500 points per night.  Your Chase Ink sign-up bonus could be worth 6 to 8 nights in a lower-category hotel!

8.   IHG Hotels

Link:   IHG Hotels

Link:   IHG Hotels Award Night Search

In general, you shouldn’t transfer points to IHG Hotels because you can usually get IHG hotel points cheaper.  But it does make sense to transfer points to take advantage of IHG Rewards’ Points & Cash and PointBreaks programs.

Chase Ultimate Rewards Transfer Partners

A ~$500 per Night Overwater Bungalow in Bora Bora Costs 50,000 Points, or Less With Points & Cash

You can check out the latest PointBreaks list to see where you can stay for 5,000 points per night.  You could stretch your 65,000 Chase Ultimate Rewards Points for a 13-night stay at a PointBreaks hotel!

However, if you’re not averse to using the Cash and Points “trick” to buy IHG hotel points, then redeem for a statement credit, you’ll do better than transferring Ultimate Rewards points at a 1:1 ratio.  That’s because you can “buy” the points for less than 1 cent each with the Cash and Points trick!  But only do what’s comfortable for you!

9.   Ritz-Carlton

Link:   Ritz-Carlton Hotels

Link:   Ritz-Carlton Award Chart

Ritz-Carlton award nights are generally quite pricey, but if you’re looking to treat yourself, you could transfer Chase Ultimate Rewards points and stay at a fabulous hotel like the Ritz-Carlton Hong Kong!

Chase Ultimate Rewards Transfer Partners

A Standard Room at the Ritz-Carlton Hong Kong Costs Over ~$600 per Night

You could use the 60,000 points for a night at the Ritz-Carlton in places such as Los Angeles, Miami, Maui, New York City, San Francisco, and Washington, D.C.

Ritz-Carlton also recently changed their award program.  But while some hotels became more expensive, you can still get a 5th night free after 4 nights!

10.   Amtrak

Link:   Amtrak

Link:   Amtrak Award Chart

I don’t often take the train so I haven’t written much about transferring Chase Ultimate Rewards points to Amtrak.  But there are some very good deals for short-haul (1 zone) train trips.  You can travel in coach in the Northeast Zone for 4,000 points each way, or in Business Class for 6,500 points.

Even a trip coast-to-coast (if you have the time for that!) is only 10,500 points each way in Coach Class, or 12,500 points in Business Class.  And if you want to travel in style, a Roomette costs 35,000 points and a Bedroom (2 to 3 people) costs 60,000 points.

Chase Ultimate Rewards Transfer Partners

Sleeping in Bunkbeds on a Long Cross Country Trip – Like Being a Kid Again!

This might be a really neat way to see the country!  Emily, would you take a long train trip with me? ;)

Bottom Line

You can transfer Chase Ultimate Rewards points to partner airlines, hotels, and Amtrak.  Transfers are always 1:1 and there are no transfer fees.

If you have the Chase Ink Bold, Chase Ink Plus, or Chase Sapphire Preferred card, the transfers can be made directly.  If you have a Chase Freedom or Chase Ink Cash card, you must also have the Chase Ink Bold, Chase Ink Plus, or Chase Sapphire Preferred to transfer to airlines and hotels.  Otherwise, you can only use the points for cash back.

To get Big Travel with Small Money, transfer your points to airline and hotel partners like I did to take Emily to Paris, Maui, Kauai, Switzerland, and Italy!

My favorite Chase Ultimate Rewards transfer partners are Hyatt, Southwest, and United.  Which are yours?

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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

28 Responses to Chase Ultimate Rewards Transfer Partners

  1. where was that top picture taken? thanks.

  2. The text that says “Link” = Spam. It’s not 1996 dude.

  3. Since I live in Philly, we have used UR>Amtrak for travel to New York and Newark airport. It can be a good deal when fares are high.

  4. If you use BA points to book Iberia, you pay a fuel surcharge. I understand that the surcharge is less if you transfer BA points to Iberia’s FF program ; however that has become very difficult.

  5. How can I get my points transferred from a Chase Ink card to an American Airlines account?

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  8. @Lantean – Bora Bora.

    @HJ – You can’t transfer to American Airlines. But you could transfer to British Airways and then use for short distance flights within the US (which don’t have fuel surcharges).

  9. Is there a way to transfer Chase ultimate rewards points from the Chase Freedom card to a Chase Ink card?

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  17. what is the best place to transfer UR points if your account is at risk for getting closed?

  18. Amtrak Rewards transfers are a stupidly good deal if you live on the Detroit-Chicago line. Coach class is 1500 points each way, which comes out to a $30 round-trip ticket from anywhere on the line. I booked my girlfriend and I from Birmingham to Chicago and back for $60. Without the points, that wouldn’t have gotten one of us there, let alone there and back!

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  20. When booking an mlife resort in Vegas, I find that prices are much cheaper on the mlife.com portal than on Hyatt.com portal. Do you know if paid nights booked thru mlife.com would still qualify for elite status?

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  26. Mark the Meanderer

    Hi Darius, I transferred a bunch of starwood points to Virgin Atlantic and was wondering how I search for first class flight availability on Singapore Airlines (being that they’re a Virgin Atlantic partner). Would the points needed be based off of what Virgin Atlantic charges or Singapore Airlines? Looking to either fly first class to or from Hong Kong and Los Angeles. Your input is much appreciated.

  27. @Mark the Meanderer – You have to use the price which Virgin Atlantic charges. For flight on Singapore Airlines, it would have have been better to transfer the points to Singapore airlines.

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