Chase Ink Visa Changes: New Perks, Discounts, & More?

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Update:   The Chase Ink Bold card is no longer available for new sign-ups.  Check our Hot Deals for the latest offers. 

I’ve written about changes to the Chase Ink Bold and Chase Ink Plus business credit cards and how they’re among my favorite cards because of the 50,000 point sign-up bonus after spending $5,000 in the 1st 3 months.  And also because you earn 5X Ultimate Rewards points for cable, TV, internet and office supply purchases.

Until last summer, the Chase Ink Bold and Chase Ink Plus business credit cards were issued as MasterCards.  Now, if you apply for either card, it will be issued as a Visa card.  The Visa card has special perks through the Visa SavingsEdge program.

Some folks are reporting that they’ve been able to get the Visa version, and the 50,000 point bonus, even if they’ve had the MasterCard version in the past!

I don’t have any personal experience with getting the bonus a 2nd time, but here’s Running For Status‘ experience.

What’s the Difference Between the Ink Bold and Ink Plus?

The Chase Ink Bold and Chase Ink Plus cards are almost identical.  They both offer:

  • 50,000 points after you spend $5,000 in the 1st 3 months
  • 5 points per $1 you spend at office supply stores (like Staples), cellular phone, landline, internet, and cable TV
  • 2 points per $1 you spend at gas stations (including gift cards) and hotels purchased directly from the hotel
  • No currency fees when you use them outside of the US
  • You can transfer your points to many hotel and airline programs
  • No annual fee for the 1st year, then $95
Chase Ink Visa Changes New Perks, Discounts, & Possible Extra Bonus

5X Points Can Add Up Quickly!

The big difference between the cards is that the Ink Bold is a charge card, which means you must pay your balance in full every month.  The Ink Plus is a credit card, so you can carry a balance (but you shouldn’t!).

Visa SavingsEdge

You can earn cash back for purchases at certain stores through the Visa SavingsEdge program with certain business Visa cards.  This is in addition to the regular and category bonus points earned on the Chase Ink cards.

Chase Ink Visa Changes New Perks, Discounts, & Possible Extra Bonus

Up to 15% Discounts on Purchases at Participating Stores

Read my review of the Visa SavingsEdge program and see if you can save some extra money.

Discounts vary, but for example, you’ll save:

  • 1% at Staples
  • 1% at gas stations like Texaco and Chevron
  • 1% to 2% at restaurants like Red Robin and Buca di Beppo
  • 5% at hotels like Days Inn, Ramada, and La Quinta

Remember to register your Ink Bold or Ink Plus card on the Visa SavingsEdge website to get the discounts.

These discounts are a great reason to get an Ink card, in addition to the possibility of getting the bonus again.

Visa Signature Hotels

Now that the Ink Plus and Ink Bold cards are Visa Signature cards, you can use the cards to book hotels through the Visa Signature Luxury Hotel Collection.

Chase Ink Visa Changes New Perks, Discounts, & Possible Extra Bonus

You Can Get Some Great Perks Through Visa Signature Hotels

There are 900+ hotels participating in the program.  The hotels in the collection can be quite expensive, but by booking through the Visa Signature Hotels website and using your Ink Bold or Ink Plus card, you can get:

  • Best Available Rate
  • Automatic room upgrade, if it’s available
  • Free internet
  • Free continental breakfast
  • 3:00 pm check-out, where it’s available
  • VIP Guest status
  • A $25 voucher to spend on food and drinks

Free internet and breakfast can save you a lot of money.  But is it worth booking an expensive hotel through the Visa Signature Hotels program just for the perks?

I decided to compare hotel rates on the Visa Signature Hotels website to rates on other sites.

1.   The Plaza Hotel, New York City

A Plaza King Room at The Plaza Hotel in New York City, booked through the Visa Signature Hotels website for March 28, 2014, is $650 plus tax.  Cancellation is free before 4:00 pm the day before arrival.

Chase Ink Visa Changes New Perks, Discounts, & Possible Extra Bonus

A Room at The Plaza in New York Will Set You Back (Gulp!) $650 Plus Tax!

The same room, on the same date, with the same cancellation policy on Travelocity is only (?!) $540 plus tax – a savings of $110!

Chase Ink Visa Changes New Perks, Discounts, & Possible Extra Bonus

The Travelocity Room Is Cheaper…Relatively Speaking!

I don’t value free internet, continental breakfast, and late check-out at $110, so I don’t think booking through the Visa Signature Hotel website is worth it.  Besides, paying $650 for 1 night at a hotel is definitely not Big Travel with Small Money, no matter how nice the hotel is!

2.   Palazzo Resort Hotel Casino, Las Vegas

The Visa Signature Hotel site has the Palazzo Resort Hotel Casino for $219 plus tax on April 24, 2014.  The hotel will charge you if you cancel less than 72 hours prior to arrival.

Chase Ink Visa Changes New Perks, Discounts, & Possible Extra Bonus

Feeling Lucky? The Palazzo Hotel Casino in Las Vegas Is $219 a Night

The same luxury suite, on the same date, with the same cancellation policy is also $219 plus tax when you book through Orbitz.com.

Chase Ink Visa Changes New Perks, Discounts, & Possible Extra Bonus

Orbitz Has the Same Room for the Same Price

In this case, it would be worth it to book through the Visa Signature Hotels site.  You’ll pay the same as on Orbitz, but you’ll get all the extra benefits like free internet and breakfast.

3.   Hyatt Regency Hill Country Resort and Spa, San Antonio

A Grand King room at the Hyatt Regency Hill Country Resort and Spa in San Antonio, booked through the Visa Signature hotels program, costs $242 plus tax on March 28, 2014.  You can cancel up to 72 hours before arrival with no penalty.

Chase Ink Visa Changes New Perks, Discounts, & Possible Extra Bonus

The Hyatt Regency Hill Country Resort and Spa Costs $242 Through Visa Signature Hotels

The same room and date with identical cancellation policy is $269 plus tax through Kayak.com.

Chase Ink Visa Changes New Perks, Discounts, & Possible Extra Bonus

The Same Room on Kayak Costs $27 More

It’s definitely worth booking through the Visa Signature Hotels site in this case!

Before booking a room using the Visa Signature Hotels site, you should definitely compare the price to other online travel sites.  It might not be worth paying extra for the perks.

Bottom Line

The Chase Ink Bold and Chase Ink Plus business cards are now issued as Visa cards.  In addition to 5X points at office supply stores and on your phone and cable bills, you can register your card with Visa SavingsEdge for extra discounts at a variety of places.

When comparison shopping for expensive hotels, include the Visa Signature Hotels website.  When their price is competitive (not always the case!) consider booking because you’ll get a $25 voucher for food & drinks along with free internet and breakfast.

Some folks also report getting the 50,000 point bonus on the Visa after having had the MasterCard version in the past.

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18 responses to “Chase Ink Visa Changes: New Perks, Discounts, & More?

  1. I had both Chase ink bold and ink plus cards within the last 3 years. I have CANCELLED both visa version. Would I be able to apply for the MC version and receive the 50k bonus points? Also, which is the easiest for instant approval -bold or ink plus?

  2. oops, i mean i had the MC version and want to know if i would receive 50k bonus for the Visa version.

  3. Do you have a guide/post for getting the plus if I have bold? Can I use the same buisness or do I need another one? I opened bold 3 months or so ago, and am looking at my next round of apps and I would like 50k more ur points.

    Thanks in advance.

  4. Wife and I have the Ink cards but both are Visa. We got them awhile ago, August 2013 so unfortunately this is not a new development. Maybe they’ll switch back!

  5. Actually, it IS a new development. You have a double changed card. It WAS visa when you got it (obviously) but they did change to M/C after that and now are again changing back to Visa Signature. Too bad we can’t get Visa Infinite in USA (with the exception if you can get the rather interesting Banco Popular Infinite Visa Aadvantage in Puerto Rico, or USVI). I am not sure if they approve to other states, I doubt it as Citibank would have a FIT. Nice thing about the card (especially for big spenders) is that you get 10K for applying and being approved an if you spend 40K they will give you another 40K (for a total of 50K application bonus w/i 1st year). If you ave a vacation place in PR it might be worth chaning license to PR for this card, as in addition to the generous application bonus, the Infinite card gives 1.5 mile for ALL purchases (or 50% better than Citibank, in perpetuity.)

    But I digress, yes, I indeed have an Ink Bold card with world elite M/C embossed on it (also have a classic Bold Visa, assume they just never got around to changing it to M/C until the card expires.) I would make sure to move the credit line over to another business product and consider leaving $500-$1,000 limit on the Bold card if you have had it a long time (like I have had the Classic Bold since 2005. It really helps for average age on credit account, which is a significant factor in the approval process (they don’t like to see avg. age of 18 months, which cloisng accounts through app-o-rama can produce.) Just my thoughts.

    • @sil – I prefer the Ink Plus because it isn’t a charge card so you have some flexibility

      @Lee – I have the Ink Bold and the Ink Plus cards for the same business.

      @ Mike – Because I don’t always have internet access when I travel!

      @ alt – You usually don’t get the bonus when you convert cards.

  6. Sil and Lee both have good questions above. Why don’t you answer them?

  7. If I convert to visa, can I apply for the visa version and get the bonus?

  8. I have ink plus mastercard. Do you think I can upgrade to visa verson and get bonus points? Thanks

  9. @Roderick Scott – You cannot move a “credit line” on Ink Bold – it doesn’t have one. It’s a charge card…

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  13. I currently have a Ink Plus Mastercard. I wanted to apply for the Ink Plus Visa card to take advantage of the latest promo of 60,000 points. I decided to call up Chase to ask them if I apply and get approved for the Visa card will I receive the 60,000 bonus points. I talked with someone in customer service and a separate individual in applications. They both told me the same thing – no, I would not receive the bonus points as I already received bonus points with my initial Plus Mastercard and Chase goes by your social security number in your applications. I decided to check the terms and conditions of the offer and it states the following:

    “Chase cardmembers who currently have or have had a Chase credit card in any Rewards Program associated with this offer or have received a similar bonus offer, may not be eligible for a second Chase credit card in the same Rewards Program, or for any bonus offer. This one-time bonus offer is valid only for first-time cardmembers with new accounts. Previous and existing cardmembers/accounts are not eligible for this bonus offer.”

    So for those who have applied for a 2nd card and received a 2nd bonus I would like to know how you got around the above? Thanks in advance for your help.

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