3 Ways Hyatt Points + Cash Can Get You More Big Travel

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You can use a combination of Hyatt points and cash to book award nights!  When you use Hyatt Points + Cash you earn elite stay credit, earn points on your award night, and will pay less than the full points or cash rate.  This lets you get Big Travel with Small Money!

3 Ways Hyatt Points + Cash Can Get You More Big Travel

You Can Use Points + Cash to Stay at the Park Hyatt Milan

Hyatt Points + Cash

Link:   Hyatt Points + Cash 

You pay half the points of an award stay plus a fixed cash rate with Points + Cash.  The cash rate is usually less than the value of the points you are saving.  So if you stayed at the Hyatt Place Bush Intercontinental Airport, a Category 1 hotel, on Points + Cash, you would pay 2,500 points + $50 instead of 5,000 points.

The $50 cash rate is less than what it would cost you to buy the 2,500 points you’re saving by paying with Points + Cash.  You can look at this as buying Hyatt points for 1.2 cents to 2 cents per point. 

3 Ways Hyatt Points + Cash Can Get You More Big Travel

You Can Save Points & Cash Using Hyatt Points + Cash

Let’s say you want to spend Labor Day weekend (August 29, 2014 to September 1, 2014) at the Park Hyatt Milan and enjoy Milan in the fall like Emily and I did for our Anniversary to Italy.

The Park Hyatt Milan is a Category 7 hotel and costs 30,000 points per night or 60,000 points for the weekend if you only used Hyatt points.

Or you could pay ~$2,142 in cash for the 2 nights.

3 Ways Hyatt Points + Cash Can Get You More Big Travel

2 Nights at the Park Hyatt Milan Costs $2,142

But using Hyatt’s new Points & Cash option, you only pay 15,000 Hyatt points + $300 a night or 30,000 Hyatt points + $600 for 2 nights.

3 Ways Hyatt Points + Cash Can Get You More Big Travel

Park Hyatt Milan, a Category 7 Hotel, Will Only Cost 15,000 Points + $300 Per Night

Subject to Availability

But Points + Cash rooms, unlike regular award night redemptions, are subject to availability.  This means you could redeem for a full award but might not be able to book the same room using a combination of points and cash.

So during summer and holidays Points + Cash rooms might not be available.

You have to call 800-228-3360 (within the US) to book a room using Points + Cash.

Should You Use Points + Cash or Redeem Points?

1.   Save Points & Cash

You can pay less points and save cash using Points + Cash redemptions.  A 2 night stay at the Park Hyatt Milan using Points + Cash would cost 30,000 Hyatt points + $600 cash.

You save 30,000 points off the full award redemption by using Points + Cash  (60,000 Hyatt points for the regular rate – 30,000 Hyatt points for Points + Cash).

And you save $1,542 of the $2,142 cash cost ($2,142 regular rate at the Park Hyatt Milan – $600 Points + Cash cost).

You get 2 nights at the Park Hyatt Milan for only 30,000 Hyatt points + $600 cash compared to 60,000 points when redeeming a full award or ~$2,142 if paying cash.  So using Points + Cash makes more sense, if you want to save your Hyatt points.

2.   Earn Credit Towards Elite Membership

Points + Cash redemption nights count towards elite membership.  So the 2 nights you book at the Park Hyatt Milan would earn 2 nights towards elite status.

And if you have the Hyatt credit card, you get 5 night credits toward Diamond status after spending $20,000 in a calendar.  And an additional 5 night credits after spending $40,000 in a calendar year.  Of course, most folks won’t be able to spend these amounts, but it could be useful for Big Spenders!

3 Ways Hyatt Points + Cash Can Get You More Big Travel

You Can Earn 10 Night Stay Credit From the Hyatt Credit Card

You can earn Diamond status after 25 stays or 50 nights in a year at Hyatt hotels.

Diamond status gives you:

  • Free breakfast
  • Free Wi-Fi
  • 4 suite upgrades a year
  • Late check-out (4:00 pm)

You don’t earn elite stay credit when you redeem only points for your award stay.  But you do get elite status credit for Points + Cash redemptions.  So if you want elite stay credit, you should use Points + Cash.

3.   Earn Points

You earn points on the cash portion of a Points + Cash redemption.  For the $600 cash portion of your Points + Cash stay at the Park Hyatt Milan, you would earn:

  • 3,000 points ($600 x 5 Hyatt points) as a Gold elite member
  • 3,450 points ($600 x 5 Hyatt points x .15) as a Platinum elite member
  • 3,900 points ($600 x 5 Hyatt Points x .30) as a Diamond elite member

You don’t earn points on full award stays.  So booking with a Points + Cash stay, you’ll earn points while you’re redeeming points.

4.   Use Diamond Suite Upgrades

You CAN use your Hyatt Diamond suite upgrades with the Points + Cash rate.  You can’t use your Hyatt Diamond suite upgrade certificates if you book the room using only points.

3 Ways Hyatt Points + Cash Can Get You More Big Travel

Our Suite’s Living Room At The Hyatt Regency Huntington Beach

Another benefit of using your Diamond suite upgrades is that if the entry-level rooms are not available, you may yet be able to stay in the hotel because suites are still available!

How to Get More Hyatt Points

Here’s how you can earn lots of Hyatt points.

1.   Hyatt Credit Card

Instead of points, you get 2 free nights at any Hyatt hotel after completing the minimum spending on the Hyatt credit card.  You can use the free nights at ANY Hyatt hotel worldwide.

You have to call Hyatt to redeem your free nights.  You can book a room if the hotel has standard rooms available.  You can check availability before calling Hyatt.

3 Ways Hyatt Points + Cash Can Get You More Big Travel

We Used 1 of Our 2 Free Hyatt Nights to Stay at the Hyatt Regency Maui

2.   Ultimate Rewards Points

You can transfer Chase Ultimate Rewards Points from the Chase Sapphire Preferred, Chase Ink Bold, and Ink Plus cards at a 1:1 ratio to Hyatt.

Ultimate Rewards points earned from the Chase Freedom card can also be transferred to Hyatt.

Here are step-by-step instructions on transferring points from the Chase Freedom to a card which allows you to transfer them to Hyatt points.

3.   Buy Points

You can buy points from Hyatt for 2.4 cents each.  But you can only buy up to 40,000  Hyatt points a year.  Buying 40,000 points would cost $960 (40,000 points X 2.4 cents per point).

3 Ways Hyatt Points + Cash Can Get You More Big Travel

You Can Buy Hyatt Points

Buying points could be a good idea if you’re short a few points for a redemption or if the hotel costs more than if you bought points.

Because staying 1 night at the Park Hyatt Milan can cost $1,071 a night, it makes sense buying points instead of paying cash.  You would pay $720 to buy 30,000 Hyatt points.  So you’d save $351 ($1,071 or the regular room rate – $720 cost of buying points) by buying points instead of paying cash for 1 night.

But buying 5,000 points to stay at the Hyatt Place Bush Intercontinental Airport wouldn’t make sense.  You would pay $120 to buy 5,000 points.  But it only costs ~$81 for 1 night.  This means you’d pay $39 more ($120 cost of buying Hyatt points – $81 regular room rate) by buying points than if you paid cash.

3 Ways Hyatt Points + Cash Can Get You More Big Travel

It Could be Cheaper to Pay Cash for a Category 1 Hotel Than to Use Points

4.  Earn Up to 50,000 Points During Hyatt’s Promotion

You can earn up to 50,000 points in the Hyatt Endless Possibilities promotion between January 15, 2014, through April 30, 2014.

3 Ways Hyatt Points + Cash Can Get You More Big Travel

You Earn 5,000 Points After Staying 5 Nights

  • You get 5,000 points after you stay 5 night.
  • After 10 nights, you’ll get an additional 10,000 points.  Meaning you’ll have earned 15,000 points.
  • You’ll get 15,000 more points after you stay 15 nights.  So you’ll have 30,000 points after staying 15 nights.
  • When you stay 20 nights, you’ll get an additional 20,000 points.  So you get 50,000 points after you stay 20 nights!

If you have a lot of upcoming stays before you want to redeem points at the Park Hyatt Milan, the Endless Possibilities promotion can help you earn extra points.

Points + Cash rates also qualify as night stay credit in the promotion.

Bottom Line

Hyatt Points + Cash saves you points & cash, earns elite stay credit, and you earn points while you’re redeeming points.

Using Points + Cash makes a lot of sense if you’re short on points, want to earn elite stay credit, and earn points on award stays.

If you need extra Hyatt points, you can buy points or earn lots of extra points.

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22 responses to “3 Ways Hyatt Points + Cash Can Get You More Big Travel

  1. Hey Darius,

    Are you able to use the Cash and Points in conjunction with upgrading to all inclusive? How about room upgrade? Is that an option? Are you able to use that combination at any hotel like hyatt or ihg?


  2. Glad you highlighted the Park Hyatt Milan. We were there last week for 3 nights and loved it!

  3. Darius
    I am just starting the hyatt diamond challenge. If I spend $20,000 on my hyatt credit card within the 60 days, would those 5 nights earned apply towards the 12 needed for diamond? Then would I only need 7 stay nights towards diamond. Thank you

  4. Do you have to pay TAX on cash + points bookings?

  5. You do have to pay tax on the cash part which is usually around 20% so you are paying more than the chart shows. You don’t pay tax on the all points bookings.

  6. Which card would be the better option if you want to stay for pleasure within the US?
    I have the SPG and Citi Reserve. I am debating between Marriott, Hyatt and IHG.

  7. I love figuring out Points + Cash deals. If you search, sometimes you can find great deals. I have a tab on my frequent flyer miles spreadsheet devoted to this, with different functions for each of the hotel brands, so that I only have to plug in a few numbers and I can find the best value. I always look for the best valuation of points being spent, which is probably just the inverse of the cost for points bought valuation you’re doing. My proudest moment was buying three nights in a $172 room for a wedding weekend at $70 + 5,000 IHG points (saving $100 by spending 5,000 points) meaning I got over 2 cents of value per point spent, a rarity in hotels! The second option was $40 + 10,000 points, which was cheaper dollar-wise but only 1.3 cents value per point, or 15,000 points and no cash, only 1.1 cents of value per point. Good deals, but the first option saved $100 a night plus a kept a bunch of points in my AwardWallet.

  8. I don’t think (barring maybe the Maldives) Cash and Points is ever a good deal for category 7. 300$ is already extraordinarily expensive for a hotel, but you’re paying that in addition to 15,000 points? Not for me.

  9. Actually, if you’re Diamond, you can get a 1000 point Diamond Amenity. That’s 4900 pts, almost enough for a category 1 hotel or cash + points for a category 2 or 3.

    • @Ann – I dont’ believe the spending from the card counts towards the challenge requirements.

      @TitoP – You do.

      @ed – I’d get the IHG, Hyatt, and Club Carlson cards.

      @Ryan – That sounds like a great deal!

      @Ned – That’s true. Assuming you prefer the points to the food and drink amenity!

  10. Can you check availability of point+cash rooms on Hyatt’s website or is that something you have to call for?

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  13. THIS IS GENIUS, Darius!!!!! “Another benefit of using your Diamond suite upgrades is that if the entry-level rooms are not available, you may yet be able to stay in the hotel because suites are still available!”

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  16. Has Hyatt eliminated the points & cash booking option? I tried looking in several locations today to possibly do the Diamond challenge and the only option was points OR cash.

  17. Just tried using a diamond suite upgrade certificate while using points and cash. Hyatt rep said that was not possible. I called the hyatt German line so maybe they have the policy confused. I’ll try calling again to the US later to see if results vary.