Eat Out Today and Get 3X Ultimate Rewards Points With Your Sapphire Preferred Card

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UPDATE: The Chase Sapphire Preferred no longer earns 3X points on the 1st Friday of the month.

Your Chase Sapphire Preferred card earns 1 more point per dollar today.

On the 1st Friday of every month, pay at restaurants (and many bars) with your Chase Sapphire Preferred card to get 3X Chase Ultimate Rewards points.  Normally you get 2X points for dining, so this is 1 extra Ultimate Rewards point.  I personally wouldn’t go out of my way to eat out on a Friday just for the 1 extra Ultimate Rewards point.

But I’d use my Sapphire Preferred card if I already had a meal planned for today!

3X Chase Ultimate Rewards Points Are Delicious!

But how can you get even MORE points for Big Travel with Small Money?

Combine promotions across multiple travel programs to earn even more points!

The easiest tip is to sign-up for the free Rewards Network.  Enter your Chase Sapphire Preferred credit card information (and any other cards you use for dining) and you’ll automatically get points when you use your card at 1 of their participating eateries.

Register Your Chase Sapphire Card for Free with Rewards Network to Earn Points With Your Favorite Travel Program

Register Your Chase Sapphire Card for Free With Rewards Network to Earn Points With Your Favorite Travel Program

You can earn points or miles with many airlines including:

  • American Airlines
  • Delta Airlines
  • Hilton Hotels
  • IHG Rewards
  • Southwest Airlines
  • United Airlines
Register Your Credit Card and Automatically Earn Points at 1 Partner of Your Choice

Register Your Credit Card and Automatically Earn Points at 1 Partner of Your Choice

You can earn up to 5 points per $1 spent.  So a $100 meal would get you at most 500 points.

I won’t go out of my way to only dine at Rewards Networks restaurants, bars, and clubs but I consider it a nice surprise when I DO happen to use my card at 1 of their ~10,000 participating locations.

Earning points through the Rewards Network also keeps your airline and hotel accounts active.  Some programs delete all your points if you don’t use them!  For instance, American Airlines miles expire if you don’t add or use points at least once every 18 months.

The Rewards Network and a Bowl of Pasta Can Save Your Points!

How to Earn More Points While Dining Out: An Example

Let’s say you’re focused on accumulating United Airlines miles.  On the 1st Friday of the month you use your Chase Sapphire Preferred card to earn 3X Chase Ultimate Rewards points by spending $50 at a restaurant.  So that’s 3 Ultimate Rewards Points X $50 spent at the restaurant = 150 Chase Ultimate Rewards points.

And because your Sapphire Preferred card is enrolled in the Rewards Network, your $50 restaurant bill also nets you 5 United Airlines miles per dollar spent.  This means an extra 250 United miles (5 United miles per $1 spent X $50 restaurant bill).

Your Chase Sapphire Preferred card allows you to transfer those 150 Chase Ultimate Rewards points to United Airlines.  So you’ve earned a total of 400 United miles:

  • 150 miles from your Chase Sapphire Preferred &
  • 250 United Airlines miles from the Rewards Network

Transferring Chase Ultimate Rewards Points to United Airlines Allowed Us to Fly Business Class From India to the US

Flash the Card, Not a Coupon

It’s great that you don’t have to bring any coupons or gift certificates with you.  Simply use your Chase Sapphire card that you’ve enrolled in the Rewards Network and you’re getting points from 2 programs at once!

Emily doesn’t mind when I’m smart with money on dates.  But some folks are concerned about appearing too thrifty.  With this method, no one has to know!

Just quickly change the topic when your partner asks why you only dine out once a month at certain restaurants.

Save at More Than Just Restaurants

Chase has the final say on what counts as a “restaurant” purchase.  However, many bars, pubs, and nightclubs also serve food and are counted as dining establishments.  In my experience, many of these also earn the 3X dining points, even if you only order drinks.

Friday Evening Drinks at Moonshine Patio Bar & Grill in Austin Earn 3X Chase Ultimate Rewards

Drinks at Moonshine Patio Bar & Grill in Austin Earn 3X Chase Ultimate Rewards on the 1st Friday Night of Every Month

If you’re out late, be sure to pay before midnight!  Purchases must be made while it’s still Friday!

Buying Gift Cards at Restaurants

If you want to plan ahead, you can buy restaurant gift cards directly from the restaurant to use later.  Buying restaurant gift cards from a supermarket with your Chase Sapphire Preferred does NOT count.

I can’t see myself going into a restaurant on Friday just to pick up a gift card for 1 extra point per dollar.  But I know some folks who might!

Use Your Chase Sapphire Preferred, Ink Bold, or Ink Plus Card to Transfer Ultimate Rewards Points

Use Your Chase Sapphire Preferred to Transfer Chase Ultimate Rewards Points to Frequent Traveler Programs

Do You Get 3X Points When Dining Abroad?

Yes.  Use your Chase Sapphire Preferred in foreign countries to get 2X points on dining every day and 3X points on the 1st Friday of the month.  The Chase Sapphire Preferred does NOT charge foreign transaction fees.

Chase Sapphire Preferred Earns Points While Dining Outside the US but Does NOT Charge ~3% Foreign Transaction Fee Like Other Cards

How to Get the Best Meal Deal for Southwest

Emily and I enjoy flying on Southwest in part because Emily flies nearly for free with the Southwest Companion Pass.  You can earn more Southwest points when you dine out by registering your Chase Sapphire Preferred card with the Rewards Network and connecting it to the Southwest program.

Your Chase Ultimate Rewards points also transfer 1:1 to Southwest.

3 Southwest Updates 50,000 Points Ends Wednesday New Mexico Flights And Book Up To October 31, 2014

You Can Earn More Flights on Southwest by Using Your Chase Sapphire Preferred Card and the Rewards Network

Bottom Line

If you’re planning to dine out or drink at a bar that’s also a restaurant, use your Chase Sapphire Preferred card to earn 3X Chase Ultimate Rewards points.

Register your card for free with Rewards Network to automatically earn more points at participating places.

A $50 restaurant bill will only earn 50 more points so this won’t change my dining habits or make me shift a Saturday dinner to Friday.  But if I’m going to dine out anyway on the 1st Friday of the month, I’ll use my Chase Sapphire Preferred card.

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Editorial Disclaimer: Neither the responses below nor the editorial content on this page are provided or commissioned by the bank advertisers, and have not been reviewed, approved or otherwise endorsed by the bank advertisers. Opinions expressed here are the author’s alone, not those of the bank advertisers. It is not the bank advertisers’ responsibility to ensure all posts and/or questions are answered.

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5 responses to “Eat Out Today and Get 3X Ultimate Rewards Points With Your Sapphire Preferred Card

  1. Come on now! You save something like $1/1% on $100 dinner.
    I don’t understand how this is newsworthy, wait….one more reason to push the sapphire card.

  2. Hello, I always have this dilemma.. So Discover It is currently offering 5% cash back on restaurants. Will using using the Chase Sapphire Preferred tonight be a better deal in your opinion than using Discover It?
    Thanks.

  3. no, 5% is > than 3%

    • @Wai – It depends on your goal. If you prefer cash back, the Discover card is better. It also depends on how much you value Ultimate Rewards points. If you value them at 1.5 cents a point, you’re still better off with the Discover card. But if you value them at 2 cents per point, you’re better off with the Sapphire Preferred.

  4. I agree with ucipass/Discover. All the blogs are pimping the CSP links. Citi Forward gives you 5 TYP which can be redeemed for 5% cashback. Discover has 5% cashback for restaurants this quarter. 5% CB is better than 3 UR points or whatever anyday.