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UPDATE: The Chase Sapphire Preferred no longer earns 3X points on the 1st Friday of the month.
Your Chase Sapphire Preferred card earns 1 more point per dollar today.
On the 1st Friday of every month, pay at restaurants (and many bars) with your Chase Sapphire Preferred card to get 3X Chase Ultimate Rewards points. Normally you get 2X points for dining, so this is 1 extra Ultimate Rewards point. I personally wouldn’t go out of my way to eat out on a Friday just for the 1 extra Ultimate Rewards point.
But I’d use my Sapphire Preferred card if I already had a meal planned for today!
But how can you get even MORE points for Big Travel with Small Money?
Combine promotions across multiple travel programs to earn even more points!
The easiest tip is to sign-up for the free Rewards Network. Enter your Chase Sapphire Preferred credit card information (and any other cards you use for dining) and you’ll automatically get points when you use your card at 1 of their participating eateries.
You can earn points or miles with many airlines including:
- American Airlines
- Delta Airlines
- Hilton Hotels
- IHG Rewards
- Southwest Airlines
- United Airlines
You can earn up to 5 points per $1 spent. So a $100 meal would get you at most 500 points.
I won’t go out of my way to only dine at Rewards Networks restaurants, bars, and clubs but I consider it a nice surprise when I DO happen to use my card at 1 of their ~10,000 participating locations.
Earning points through the Rewards Network also keeps your airline and hotel accounts active. Some programs delete all your points if you don’t use them! For instance, American Airlines miles expire if you don’t add or use points at least once every 18 months.
How to Earn More Points While Dining Out: An Example
Let’s say you’re focused on accumulating United Airlines miles. On the 1st Friday of the month you use your Chase Sapphire Preferred card to earn 3X Chase Ultimate Rewards points by spending $50 at a restaurant. So that’s 3 Ultimate Rewards Points X $50 spent at the restaurant = 150 Chase Ultimate Rewards points.
And because your Sapphire Preferred card is enrolled in the Rewards Network, your $50 restaurant bill also nets you 5 United Airlines miles per dollar spent. This means an extra 250 United miles (5 United miles per $1 spent X $50 restaurant bill).
Your Chase Sapphire Preferred card allows you to transfer those 150 Chase Ultimate Rewards points to United Airlines. So you’ve earned a total of 400 United miles:
- 150 miles from your Chase Sapphire Preferred &
- 250 United Airlines miles from the Rewards Network
Flash the Card, Not a Coupon
It’s great that you don’t have to bring any coupons or gift certificates with you. Simply use your Chase Sapphire card that you’ve enrolled in the Rewards Network and you’re getting points from 2 programs at once!
Emily doesn’t mind when I’m smart with money on dates. But some folks are concerned about appearing too thrifty. With this method, no one has to know!
Just quickly change the topic when your partner asks why you only dine out once a month at certain restaurants.
Save at More Than Just Restaurants
Chase has the final say on what counts as a “restaurant” purchase. However, many bars, pubs, and nightclubs also serve food and are counted as dining establishments. In my experience, many of these also earn the 3X dining points, even if you only order drinks.
If you’re out late, be sure to pay before midnight! Purchases must be made while it’s still Friday!
Buying Gift Cards at Restaurants
If you want to plan ahead, you can buy restaurant gift cards directly from the restaurant to use later. Buying restaurant gift cards from a supermarket with your Chase Sapphire Preferred does NOT count.
I can’t see myself going into a restaurant on Friday just to pick up a gift card for 1 extra point per dollar. But I know some folks who might!
Do You Get 3X Points When Dining Abroad?
Yes. Use your Chase Sapphire Preferred in foreign countries to get 2X points on dining every day and 3X points on the 1st Friday of the month. The Chase Sapphire Preferred does NOT charge foreign transaction fees.
How to Get the Best Meal Deal for Southwest
Emily and I enjoy flying on Southwest in part because Emily flies nearly for free with the Southwest Companion Pass. You can earn more Southwest points when you dine out by registering your Chase Sapphire Preferred card with the Rewards Network and connecting it to the Southwest program.
Your Chase Ultimate Rewards points also transfer 1:1 to Southwest.
If you’re planning to dine out or drink at a bar that’s also a restaurant, use your Chase Sapphire Preferred card to earn 3X Chase Ultimate Rewards points.
Register your card for free with Rewards Network to automatically earn more points at participating places.
A $50 restaurant bill will only earn 50 more points so this won’t change my dining habits or make me shift a Saturday dinner to Friday. But if I’m going to dine out anyway on the 1st Friday of the month, I’ll use my Chase Sapphire Preferred card.
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