100,000 Points British Airways Card Is Back!

Disclosure: We get a commission for links on the blog. You don’t have to use our links, but we’re very grateful when you do. American Express, Barclaycard, Capital One, Chase, and US Bank are Million Mile Secrets advertising partners. Opinions expressed here are the author's alone, and have not been reviewed, approved or endorsed by our partners. Here’s our Advertiser Disclosure.

The 100,000 Avios points British Airways card is back!

This is better than the 50,000 point offer which pays us a commission, but the mother-in-law rule says that I share better offers regardless of whether or not they pay a commission!  So I’ve removed all links to the other 50,000 point offer over the weekend.


The British Airways 100,000 Points Card Is Back!

British Airways 100,000 Points Visa

Link:  British Airways Visa Signature Card

You can get up to 100,000 British Airways Avios points with the British Airways card:

  • 50,000 points after spending $3,000 in the first 3 months
  • An additional 25,000 points after spending $10,000 in the first year (the $3,000 spending is included in the $10,000 needed)
  • An extra 25,000 points after spending an additional $10,000 in the first year

The $95 annual fee is NOT waived for the 1st year.

To get the full 100,000 points you have to spend a total of $20,000 in the first year.

If you aren’t able to make the $20,000 spending in the first year, think of it as a 50,000 points card offer for spending $3,000 within 3 months.

For most folks who can’t spend $20,000 a year, this is a 50,000 point offer.

Additional card benefits include:

  • Earning 3 points per $1 spent on British Airways and 1 point per $1 spent everywhere else
  • companion certificate which lets you redeem British Airways points for 2 tickets (for the price of only 1 redemption) on British Airways flights (no partner flights allowed) after spending $30,000
  • No foreign transaction fees

Emily and I both got this card in 2009 and received 100,000 points each!

100,000 Points British Airways Card Is Back

Emily and Daraius in First Class on British Airways

The 100,000 point offers are offered about once a year.  The standard offer is 50,000 points after spending $3,000 in the first 3 months.

How To Use British Airways Points

Link: British Airways Award Chart

British Airways uses a distance based award chart so it’s much cheaper using points for short flights than for long flights.  This makes it a great compliment to other airline miles like United or American Airlines which can be used for long distance flights.

But British Airways charges fuel surcharges.  So using miles for coach award tickets isn’t the best deal.  British Airways doesn’t charge fuel surcharges for flights within North & South America on Alaska or American Airlines.  There are also no fuel surcharges on Air Berlin and Aer Lingus flights from the US to Europe.

1.   Short Distance Flights

You get the best value from British Airways points when you use them for short distance non-stop domestic flights on American Airlines or Alaska Airlines.

For example, it is only 4,500 Avios points for a 1-way coach award from Kansas City to Chicago using British Airways points.

100,000 Points British Airways Card Is Back

You Only Pay 4,500 Avios To Fly From Kansas City To Chicago

That same flight will cost you 12,500 miles each way if you redeemed American Airline miles for travel on American Airlines.

British Airway points are also great to use for short-haul Qantas flights in Australia, Cathay Pacific flights in Asia, British Airways flights within Africa, flights within Japan on JAL and flights within South America which are usually very expensive.

You have to pay for each segment separately, so a flight to the same destination could cost more if you have connections!

For example, it is 2,495 miles (Use Great Circle Mapper to find out the exact distance) from New York to Los Angeles, so you would pay 12,500 British Airways points each way in coach on a nonstop American Airlines flight from New York (JFK) to Los Angeles.

But you would pay 17,500 points each way if you connected in Chicago.

That’s because you’d fly from New York to Chicago (733 miles or 7,500 British Airways points) and from Chicago to Los Angeles (1,745 miles or 10,000 British Airways points).

2.   British Airways Flights From The US To Europe

British Airways charges fuel surcharges for flights on British Airways so the “free” award ticket could cost you quite a bit!  And it usually isn’t worth redeeming British Airways Avios for flights in coach to the UK on British Airways.

For example, you’d pay 20,000 British Airways points & $253 for a one-way coach award to the UK.  This is still lower than the cost of a paid ticket to the UK, so it could be worth it if your goal is to save cash.

It is 40,000 British Airways points in business class or 60,000 British Airways points in First Class for a 1-way ticket from London to Chicago + ~$573 in taxes and fees.  But that’s still much less than a paid business class ticket.

British Airways has pretty good award availability as well and it is not uncommon to find more than 2  seats in the first or business class cabin. And British Airways has great First Class and Business Class seats.  Check out our First Class trip report!

Even with the fuel surcharges, using British Airways Avios points to Europe in business or first class will usually cost less than the price a regular coach ticket.

To be clear – you can fly to Europe without fuel surcharges if you use American Airlines or United miles.  But British Airways could be an option if you’ve run out of other airlines’ miles.  Sure, you’d pay fuel surcharges.  But it is still less than the cash price of the ticket.

Or you could redeem your British Airways Avios points on Are Lingus or Air Berlin to avoid fuel surcharges!

3.  American Airlines Or LAN Flights To South America

You can fly Business Class from Miami to Buenos Aires or Santiago Chile for 50,000 British Airways points plus $2.50 each way, with NO fuel surcharges.

It is only 25,000 miles plus $2.50  for a 1 way flight from Miami to Buenos Aires on American Airlines in coach.

Bottom Line

You get 50,000 British Airways points after spending $3,000 in the first 3 months.

You get the remaining 50,000 points for spending an extra $18,000 in the first year for a total of $20,000 in spending.

$20,000 within 1 year is a lot of money, unless you’re a Big Spender.  But it should be easier to spend $3,000 within 3 months.  So this is a 50,000 point offer for most.

The best use of British Airways points are for short distance flights or on Air Berlin or Aer Lingus where they don’t charge fuel surcharges.

British Airways charges high fuel surcharges on most award tickets, but there are no fuel surcharges on flights within the US or between North, Central, & Southern America.

* If you liked this post, why don’t you join the 14,000+ readers who have signed-up to receive free blog posts via email (only 1 email per day!) or in a RSS reader …because then you’ll never miss another travel tip!

* If you liked this post, why don’t you join the 25,000+ readers who have signed-up to receive free blog posts via email (only 1 email per day!) or in an RSS reader …because then you’ll never miss another update!

Editorial Disclaimer: Neither the responses below nor the editorial content on this page are provided or commissioned by the bank advertisers, and have not been reviewed, approved or otherwise endorsed by the bank advertisers. Opinions expressed here are the author’s alone, not those of the bank advertisers. It is not the bank advertisers’ responsibility to ensure all posts and/or questions are answered.

Leave a Reply

Your email address will not be published. Required fields are marked *

59 responses to “100,000 Points British Airways Card Is Back!

  1. How long will this offer be around? Is it stated, or do you have an educated guess? Thanks!

  2. Please add that this one has an unwaived $95 annual fee.

  3. SouthBeach Dude

    While this might be technically a 100,000 points deal, for all practical purposes, however, normal folks like us just do not spend $20000 a year on a single credit card. Thanks for sharing though!!!

  4. Dang! You don’t get a credit? I’ve been waiting to apply since I found out about it, hoping you would post a referral! Lame! 🙂

  5. How long should I wait to get this bonus if I was approved about a year and a half ago for the same bonus?

  6. I got 50k from BA a year ago and canceled it to avoid annual fee recently. Am I able to reapply and get the 50k again?

  7. I last signed up for a British Airways Visa in October of 2012 (cancelled recently). Do you think I have any chance of being approved for this offer with the points? How would one figure that out?

  8. Forgive the Newbie question, but isn’t it correct that you could use the 100k miles to book a flight to Europe on American or one of the other OneWorld partners? Do they miles have to be spent only on BA flights? My apologies for the basic question – very new to this and trying to understand the basics. Thanks!

  9. Actually, this is really annoying. The minimum spend is ridiculous, and the annual fee is not worth it to get points I’d use for quick weekend getaways. Is the link to the first year annual fee waiver, 50K bonus gone?

  10. It’s really easy to generate the spend on this card to hit the goal. The codeshare/partner flights in the US on American make this a great deal. Truly. As a one-time perk, hitting the $30K spend and getting the one-time use companion pass for a trip to Europe in first class also will come in handy. All in all, the BA Avios my wife and I have accumulated over the past few years has been great. (Remember that initial $500 spend for 100K miles, those were the days!) Happy Monday!

  11. I think this is a very good offer for those who don’t like to switch cards. If are only looking to sign up for 1 card for the next year, this is the one I would pick.

  12. Is it possible to use Avios on American flights from US to Europe?

  13. Yes it is possible to use Avios to get to Europe on AA / Iberia / Air Berlin. Find the award space on AA.com then search for the award space on BA.com.

  14. I think it would be pretty easy (for me) to reach 30k of spending in 1 year (between mortgage payment and electric and water bills in addition to everyday spending) if this was my only card. I guess I have to decide if it’s worth it to give up applying for new cards for one year to achieve this. 100,000 miles AND a companion pass…could very well be worth it. Although the companion pass is only good on BA flights and will incur the fuel surcharge. I’m guessing I would also have to pay the fuel surcharge on that “free” companion ticket. Hmmmm…. I’ve got some thinking and calculating to do. 🙂

  15. Excellent! I’ve been waiting for this offer to return. I’m not thrilled about that spend, but a year is plenty of time to bang that out if I have competing card minimums. Thanks for the heads up!

  16. We are planning on taking a trip to Argentina in the spring of 2016. Would this be a good option option for us? Or is there another airline that would be better? It would be my husband and I for sure and possibly two children. We haven’t decided yet on that. 🙂

  17. I saw this first thing Saturday AM and jumped on applying, even though I had just got done with an app cycle. It declined me but got a hold of Heather at the Chase reconsideration line. right away.

    Went over my existing Chase Accounts and my “aggressive” inquiry count over the last year. After about 15 minutes of making my case to approve me and waiting on hold, she told me to expect a welcome package within 2 weeks and I logged in to Chase.com this morning and saw my brand new BA account with a 10k limit. Now the question is if I can sneak in 30k of spending by year end to get the Avios Travel Together Ticket in 6 weeks :).

  18. Do you have to pay the fuel surcharge on the companion ticket as well?

  19. can I get this again if I got it originally in 2009 and cancelled it later To avoid the fee?

  20. Ahhh! I got approved for the card a month ago :/ I guess I can’t ask them to match me to the 100K promotion can I?

  21. This is not really just a 50,000 point card if you can’t make the $20,000 spend in a year. You still get 25,000 additional miles if you spend $10,000.

  22. For most people, this should be a 75,000 card if they’re willing to stick with it for some time (naturally, might get better bonuses elsewhere, but a bit of patience could pay off in the long-term rather than overlook an opportunity to get another 25K).

    70K is a good one way business class from US to Asia on Cathay, for example.

  23. As a data point…. I was approved right away. I closed 2 Chase personal cards and 1 business and 1 amex business and 1 personal today. I didn’t think there was any way it would be approved, but it got an instant approval. Shrug.

    • @ John – I suspect it should be available for a few months. But I don’t have any inside information.

      @FullMoon – Thanks! I added a mention.

      @ Toni – Thanks for thinking of us! But do what’s best for you. It doesn’t work for me if it doesn’t work for you!

      @ Kate @Brennan – Welcome! You’re absolutely right that you can use British Airways points on American Airlines flights to Europe. But you’d pay high fuel surcharges, so it may not be worth it in coach.

      @ Katie – The link to the version with the annual fee waived is no longer available.

      @Stacee – Depends on where you’re departing from. But I’d consider the Citi AA personal and business card with 50K miles for a trip to South America.

      @Sarah – Unfortunately, you do.

      @ Efrain – Chase has great customer service and usually match to offers within 90 days so it doesn’t hurt to ask!

  24. Pingback: British Airways 100,000 point credit card offer is back | Air, Land & Sea

  25. The last time I go the BA card was when they offered 100k back in 2009. Am i eligible for this card?

  26. Can Avios points be converted to anything else (i.e., hotel points, gift cards, etc.)?

  27. I opened this card mid-October with the 50k offer. Submitted a request to match to this one to Chase via secure message. I’ll post the response here when I hear back.

  28. Ok, as promised, here is the response I got from Chase. Kinda surprised because the initial spend they are quoting seems to be even lower that what is posted here. Not a big deal for me since I had already hit $2k in spend but might be useful for someone else.

    “Thank you for your recent inquiry regarding this British Airways credit card account.

    We are pleased to confirm that we will honor your request to receive the 100,000 bonus Avios enrollment incentive. The qualification requirements of this offer are different than those of the enrollment incentive associated with this account.

    The enrollment incentive associated with the completed application is 50,000 bonus Avios after exceeding $1,000 in purchases within the first three months. The 100,000 bonus Avios offer you are requesting includes the following:

    ? 50,000 bonus Avios after $1,000 in purchases within the first three months
    ? 25,000 bonus Avios after $10,000 in purchases within the first year
    ? 25,000 bonus Avios after $20,000 in purchases within the first year

    Please contact us after exceeding $10,000 in purchases and at that time we will add an additional 25,000 bonus Avios. Then after you exceed an additional $10,000 in purchases
    ($20,000 total) you may contact us and we will add the remaining 25,000 bonus Avios.”

  29. @Gaurav, same thing here! I applied for the 50K in mid-october. Today, I called the customer service number number on the back of the card. I asked if they could match the current 100K offer and they sent my information to the ‘promotion’ team.

  30. Thank you! We live in Salt Lake City.

    • @Paul – You can’t convert them, but can use for hotels or car rentals booked through the British Airways site.

      @Gaurav – Thanks for the intel and reporting back!

      @Stacee – It will cost less miles with American Airlines miles than British Airways miles if you’re departing from Salt Lake City.

  31. Gaurav,
    The card you applied in Oct is first year fee free, right? So when you asked them to match bonus, did they ask you to pay annual fee?

  32. My husband and I each applied for this card In early September at 50K avios (rookie mistake). After seeing the comments from Gaurav and Efrain, I decided to try my first secure message to Chase to see if they would match the 100000 avios offer. Keeping my fingers crossed and will report back in case anyone else is in the same situation. Many thanks for the blog and useful comments.

  33. @ Tom, yes my original offer had the annual fee waived. When I sent them a secure message, I said that I understood that the new offer carried an annual fee and I was fine with that (wanted to avoid a protracted back and forth). They did not address it in their response (above). I haven’t seen it show up yet but I’ll keep monitoring the account for it and report if I see it.

  34. Does the spend also earn miles aside from the promotion. In other words, if you spend the full $20k within a year, will you ultimately have received 100,000 bonus miles + 20,000 spend miles = 120,000 or does Chase only allow a max of 100,000?


  35. Bonus miles would be different from spend miles, at least that would be my understanding. $20k in spending should net you a total of 125,000 Avios (bonus plus 1.25 avios/$ spend).

  36. D–I know this has come up before. Do you know of any way around Chase’s annoying habit of holding off on depositing bonuses? I met my minimum spend for 50k points on 11/4 (charges fully posted from pending). Statement closed at the end of 11/5. According to Chase, I’ll have to wait until the next statement date in Dec. to get the bonus. I could use it now for some travel I am planning. Is it worth it going to a supervisor or someone else to see if they will send over bonus points?


  37. Link doesn’t work, can you please check? It redirects to the UK website version.

  38. Is the offer dead? All the links I can find now just redirect to the BA credit cards which only offer 25k.

    Also, should 3 years since cancellation be enough time to get this card again and still get the bonus? Thanks.

  39. Hi Darius, I think this offer may be dead. Your link is redirecting to http://www.britishairways.com/en-gb/executive-club/collecting-avios/credit-cards for me. Thanks.

  40. Hi Darius,
    I used the 100k link but unable to see the offer. I only see the 50k offer. Pls advise. Thanks

  41. Hi Darius: I applied for and got this card, but Chase is telling me it’s only a 25K signup bonus. Do you have the offer number or cached page or screenshot of the offer page? Would appreciate – you could send it to me offline….

    • @Ken – I’d call again and confirm the promotion that is linked to your account. Chase has great customer service and usually matches to the best offer if you applied within 90 days, so I’d send them a message.

  42. Pretty sure this offer is dead. Seemed to only last about 10 days.

  43. I just got a targeted e-mail that this offer is valid until Dec. 31st.

  44. Daraius and all,
    Is the offer still working? Many said that the offer ended on Dec 31, 2013 but the link is still working:

    Would I be eligible for 50k bonus points if I signed up now?

  45. Daraius and all, can anyone please kindly help me with my question above? thank you!

  46. Yes even i want to know if this offer is still working.

    Thanks in advanced !!!

  47. David and others, just as an FYI I used the link you provided and was approved last week, confirmed the bonus yesterday and it is as reflected on the landing page (the 100,000 all said and done offer). A rare occurrence where I didn’t use a MMS link!

  48. Hi Daraius,
    I am spending 20K to get the BA 100,000 miles. Is it worth an extra 10K in spending to get the ‘companion cert.’ ? I’m stuck only using it on BA flights. Can I use it with Avios pts. on BA flights? What have you two done with your Comp. certs.?
    Thank you,


    • @milesdavis – Is the 100K link still working?

      @GLG -It could be worth it if you’re comfortable paying ~$800 per ticket in fuel surcharges. It is not worth it in coach, but is worth it in business class or first class. We used our travel together ticket to visit Paris for our Honeymoon!

  49. Pingback: "My Wife and I Will Soon Be Living in a House Less Than 200 Square Feet" | Million Mile Secrets

  50. Just FYI for those who got the card a year ago. I called in to cancel my card to avoid an annual fee, and was told 2 things:

    1. The card can be cancelled for 2 months after the annual fee has been charged and you’ll get it refunded.
    2. I was offered 9,000 bonus miles for charging $1,500 to the card within the next 3 billing cycles.

    I took the 9,000 bonus miles, because I can probably hit that earlier than the time limitation on the annual fee refund, but still don’t necessarily plan on keeping the card beyond that time period.