60,000 American Airlines Miles & Lounge Access For $450

[Disclosure:  Emily and I do NOT get a commission for the 60,000 mile Citi American Airlines Executive Card as of the post publication date.]

Via Milesabound, you can get 60,000 American Airlines miles on the Citi American Airlines Executive card after spending $5,000 within 3 months.

Citi American Airlines Executive

Is it Worth $450 for 60,000 American Airlines Miles and Lounge Access?


The public offer for the Citi American Airlines Executive card is for 30,000 miles after spending $1,000 within 3 months.

Emily and I don’t earn a commission on this card, but the mother-in-law rule says that I let you know of the best possible offer for a card regardless of whether it pays a commission or not.  And 60,000 miles is certainly better than 30,000 miles!

Citi American Airlines Executive Card

Link:  Citi American Airlines Executive Card

At 60,000 American Airlines miles, this is currently the largest sign-up bonus of any publicly available airline credit card.

But there is a drawback – an annual fee of $450 a year – which is NOT waived for the first year.

American Airlines Lounge Access

The $450 fee also gets you an American Airlines lounge membership which otherwise sells for up to $500.

If you already pay for American Airlines Admiral’s Club lounge membership, you’re much better off applying for the Citi American Airlines Executive card and getting 60,000 miles and the lounge membership for a lower fee!

If you have any version of the Platinum card from American Express, you get access to the Admirals Club for yourself and two traveling companions when you are flying on American Airlines.  You won’t have access if you are NOT flying on American.

But if you have an American Airlines Admiral’s Club membership (either paid or from the Citi American Airlines Executive card) you and 2 guests get access to the lounge (they don’t have to be traveling with you) and you don’t have to be flying on American Airlines.

Other Card Benefits

Besides the Admiral’s Club membership, other benefits of the Citi Executive card are:

  • 2 miles for every $1 spent on American Airlines
  • Free checked bag
  • Priority check-in (where available)
  • Priority boarding
  • No foreign transaction fees
  • Up to 10,000 Elite Qualifying Miles (EQM) per year after spending $40,000 in a calendar year

I look at this offer as a fairly cheap way to buy American Airlines miles for 0.75 cents per mile ($450 Annual Fee / 60,000 American Airlines miles).

It would otherwise cost $1,804 to buy 60,000 miles directly from American Airlines (which doesn’t seem worth it to me!).

So this could be a fairly cheap way to top-up your account with American Airlines miles.

I don’t have personal experience, but the Citi Executive card with the $450 annual fee should be considered as a different product from the regular Citi American Airlines cards.  So you may be able to apply for the Citi Executive card even if you already have a Citi American Airlines credit card.  Remember to keep ~10 days between Citi applications, and no more than 2 personal cards within any 65 day period.

If you’re new to miles and points, you’re better off with the other offers for 50,000 American Airlines miles which waive the 1st year annual fee.

Here’s a link to a series on how to use your American Airlines miles.  It costs:

  • 25,000 American Airlines miles for a round-trip coach award in the US
  • 60,000 miles for a round-trip coach award to Europe or South America and
  • 50,000 miles for a one-way award to Europe in business class

And spending $40,000 for 10,000 elite qualifying miles for American Airlines elite status could be worth it for the status-chasing Big Spenders, but not for almost everyone else.

Bottom Line

You can get 60,000 miles from the Citi American Airlines Executive card after spending $5,000 in the first 3 months.

But the $450 annual fee is not waived, so this isn’t the best American Airlines card (compared to the 50,000 mile offers which waive the annual fee) unless you’ve run out of ways to earn American Airlines miles.

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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

20 Responses to 60,000 American Airlines Miles & Lounge Access For $450

  1. 40,000 is also an off-peak RT award to Europe on AA

  2. I’m preparing for a round of credit card applications, so I looked at this card yesterday. A few things to note.

    1. The rules for AA applications appears to have very recently changed. Good post on that at Flyertalk. http://www.flyertalk.com/forum/credit-card-programs/1475783-citi-aa-credit-cards-best-offers-now-50k-read-wikipost-first-206.html Business applications are easier to do than personal now. I assume this is still considered separate though.

    2. You should be able to get the $200 reimbursement each year…so essentially $400 that you should be able to get in gift cards…mostly offsetting the annual fee.

  3. @ David

    I think the $200 reimbursement is from the AMEX plat card, not the Citi Executive Card. Please correct me if I’m wrong.

  4. @David, Eltex is correct. The $200 airline reimbursement is a benefit of the Platinum AMEX not the Citi Executive card.

  5. Also important to note is that only the main primary cardholder gets lounge access, any authorized users do not. The Platinum card from Amex does give any authorized users lounge access.

  6. “*This Citi® / AAdvantage® card offer is only valid for new applicants for a Citi® / AAdvantage® account applied for pursuant to this offer and is not available to existing cardmembers or recent applicants for a Citi® / AAdvantage® credit card.”

    If anyone applies and already received the 50,000 or 30,000 miles previously, please advise whether the 60,000 miles post this time!

  7. @Anon The general rule with Citi, unlike Chase, is that if you don’t qualify for the bonus, you get turned down for the card. If Citi gives you the card, and you make the minimum spend in time, you are certain to get the miles.

    But the problem here is that the recent policy with Citi is that if you have any type of AA card that was issued within the last 18 to 24 months, your application for any other type of Citi AA card will be instantly rejected, and if you call recon, there is nothing they can do. And your quote ” this offer and is not available to existing cardmembers or recent applicants for a Citi® / AAdvantage® credit card” seems to make it quite clear that this card is no exception to the rule.

    So you may get a failed application, a hard inquiry on your credit record, and as D pointed out, you can only apply for 2 Citi personal cards of any type per 65 day period, so you would also be limiting your ability to apply for other Citi cards in the next few months. Be aware the rule is 2 applications with 65 days, so a rejected app counts the same as an approved one.

  8. I just applied for this card despite having three Citi AA cards going back to January of 2013 after the whole two browser trick days that I hadn’t closed yet, and another from April of 2013. After I applied I was not instantly approved but had to call because they needed more information. I was all prepared to explain why I needed this card, Chip Technology, Admirals Club, love paying outrageous yearly fees, etc (real reason am 55,000 miles short of what I needed for four flights to Japan for the family), but the super friendly agent just asked me how much I wanted for my limit and if I wanted to close any of my other “inactive” cards. I was approved in a few minutes, and confirmed with her the 60,000 bonus. I will check again before I activate the card just to make sure, but I believe this being a separate card means you play with different rules.

  9. I have a personal citi AA plat that I applied for in April. Can I apply for, and receive, a bonus for the citi aa business card without canceling my personal?

  10. I did the Citi AA signup bonus for 50,000 AA miles under your hot deals tab. I sold 55,000 AAdvantage miles to rewards2cash for $660

    http://rewards2cash.com/AAdvantage?tracking=4f8fb6a3e7219

    The company has positive reviews on slickdeals, yelp, facebook and fatwallet.

  11. Old news.

  12. The AA lounge access is not for Flagship lounge correct?

  13. @DJ – That’s correct.

  14. I am a little confused… if I got a aadvantage citi card, it has a bonus of 50k signup…. but how would I use those points on British airways? It looks like I would need an executive status to do that,and get the really discounted award flights, am I missing something? thanks….

  15. @JM – You can book British Airways flights online at AA.com, but you will pay fuel surcharges so not usually worth it on coach.

  16. Pingback: American Express Platinum Cardholders Lose American Airlines & US Air Lounge Access | Million Mile Secrets

  17. Pingback: 75,000 American Miles, up to $100 Statement Credit, & Lounge Access For $450 | Million Mile Secrets

  18. Pingback: 100,000 American Airlines Miles & $200 Statement Credit! | Million Mile Secrets

  19. @Haskel – Thanks! I have a post on that.

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