Get Up To 25% Cash Back PLUS Ultimate Rewards Points With Chase Ink Business Cards!

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Update:   The Chase Ink Bold card is no longer available for new sign-ups.  Check our Hot Deals for the latest offers. 

The Chase Ink Plus and the Chase Ink Bold are among my favorite business cards because of the 50,000 Ultimate Rewards sign-up bonus after spending $5,000 within 3 months.

I love earning 5X Ultimate Rewards points (or 5% cash back) for my cable, internet, cell phone and web-hosting as well as earning 5X Ultimate Rewards for buying Amazon and Southwest gift cards at Office Supply stores.

The Chase Ink Plus & Ink Bold cards were originally introduced as MasterCards, but changed to Visa cards after the 60,000 point Small Business week promotion ended in June 2013.

Yes, you read that right!  If you applied for a Chase Ink Plus or Ink Bold card in the last 2 months, you almost certainly got the Visa version!

Visa Savings Edge

Via View From the Wing, you can ALSO earn cash back for purchases at certain shops via the Visa Savings Edge just by using your Chase Ink Plus and Chase Ink Bold Visa cards or your other Visa business credit or debit cards.

Visa Savings Edge 00

You Can Earn Cash Back in Addition to Ultimate Rewards Points With Your Ink Plus & Ink Bold

The extra cash back – up to 25% – with some retailers will automatically appear on your statement.

The highest discount of 25% was for iStock photo (even though the Visa Savings Edge site suggests that the maximum cash back is 15%).  To be clear, most of the “useful” discounts are far less than 25%, but something is better than nothing!

You can get even more cash back by shopping through a cash back portal such as Fat Wallet or Ebates or a shopping portal such as the Ultimate Rewards portal.

If you have the MasterCard version of the Chase Ink Plus or Ink Bold, you can enroll in a similar program from MasterCard (more to come soon).

What Are The Discounts?

You get discounts with certain retailers and some discounts are more valuable than others.

1.  Gas & Parts

1% discount at all Texaco and Chevron gas stations.  This is in addition to the 2X Ultimate Rewards points which you already get with the Chase Ink Plus or Chase Ink Bold for buying gas – so you can get up to 3% off gas.

You can get 2% cash back for purchases above $50 at AutoZone and up to 10% back for appliance parts from Sears.

1% Cash Back on Gas

Get 1% Cash Back on Gas & 2% Back at Autozone

2.   Hotels & Car Rentals

You get a 5% discount at Days Inn, Howard Johnson, Knights Inn, Super 8, Wingate, La Quinta, Baymont, Ramada, Microtel & Travelodge hotels.  The 5% discount is in addition to:

  • 2X Ultimate Rewards points for using the Ink Plus or Ink Bold for hotel stays
  • Any cash back which you get by going through a shopping portal
  • Any special rate, such as the AAA discounted rate

Note that you won’t get the 5% discount if you book via a third-party such as Expedia, but only if you book directly with the hotel.

Travel Discount

Cash Back For Hotels and Car Rentals

I’ve stayed at some of these hotels and they are often the only choice in some parts of the US or the cheapest option for a room.

You also get a 4% discount for renting cars with National and Alamo.

3.   Dining & Shopping

You get 8% off Godiva chocolate, 2% off Buca di Beppo, 1% off Red Robin and a few other discounts.

d

Too Bad You Get Only 1% Off at Red Robin!

4.   Computers & Electronics

The highlights to me include:

  • 5% at Lenovo & Sony
  • 2% cash back for purchases at TigerDirect (above $300)
Visa Savings Edge 6

5% Discount at Lenovo & Sony

5.   Business Services

Nothing seemed interesting to me, except perhaps the discount for ADT security alarms and iStockphoto.

Visa Savings Edge 4-001

I Don’t See Any Discounts Which I’d Use Here!

How To Register

Step 1 – Register Card

Just register your Visa Business (not personal card) on the Visa Savings Edge website via this link.

You’ll receive an email confirming that you’ve registered!

Register for Visa Savings Edge

Register for Visa Savings Edge

Not all Visa Business cards qualify for the discounts, but you can check if your card qualifies at this link.

Which Other Cards Are Eligible?

You could also register your:

  • Club Carlson Business card
  • Ink Cash
  • Ink Classic
  • Southwest Business card
  • United Club Business card
  • United Explorer Business card
  • US Bank Flex Perks Business card

You may also be able to register your Visa business debit card for the discounts.

Bottom Line

If you have a Chase Ink Visa business card or any of the above cards, it doesn’t hurt to sign-up for the Visa Savings Edge program for extra cash back!

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36 responses to “Get Up To 25% Cash Back PLUS Ultimate Rewards Points With Chase Ink Business Cards!

  1. What hosting company do you get the INK 5% on?

  2. If i have the chase ink plus and chase ink bold in the mastercard version; would i get the sign up bonus points again if i now get the visa version?

  3. Thanks, I will sign up my business Southwest card.

  4. Daraius, Does this mean you will be able to sign up for the Visa card in the future (if you have the Mastercard now) and get the 60,000 (or whatever) sign up bonus for the VISA?

  5. Sorry, I didn’t see the above comment someone already asked. Thanks!!!

  6. Make sure to verify the Ts and Cs of each participating merchant. Baymont, for example, is only valid through 9/13/13.

  7. +1 to sals question. I’m thinking no second bonus but I don’t know of anyone who’s tried. I have the mastercard version.

  8. @Sal@ Tammy – With Sapphire Preferred you were able to get the bonus for both Visa & Mastercard version-

    I suspect that will be the case here too.

  9. There is no indication in the application whether you are applying for the VISA or mastercard. Chase even uses the language visa/mastercard in the T & C. Is there someway to verify which you are applying for before submitting it?
    Is the Chase Sapphire Preferred Mastercard still available, or are all applications for the VISA?

  10. @ mo – I don’t believe you can still apply for the SP Mastercard directly, but here’s something that worked out for me. In Feb. ’12, I applied for the SP Visa, and then called Chase to convert it to a Mastercard in Jun. ’12. I then closed it in Feb. this year before the fee was due. I wondered whether Chase’s systems would have me on record as having had the Visa or the Mastercard, so to test I applied for the Visa again in April, was approved and received the 40k bonus after minimum spend. I then called to convert it to a Mastercard in June, which they did, and plan on repeating the process next year. Not as good as getting the bonus for both Visa and Mastercard, but if this continues to work I can get the bonus once per year (or theoretically even more often if I cancel after less than 12 months). Not sure what would happen if I applied for the Visa again while currently having the Mastercard open.

  11. For those with MasterCard Chase Ink cards , the Mastercard Easy Savings program offers ever better discounts for small businesses, in my opinion. First of all, it offers a 1 percent savings on gas purchases from 10,000+ gas stations that are part of the Fuelman Network, which includes Exxon and many other brand gas stations. Secondly, car repairs at Firestone affiliated shops get a 5 percent rebate. Third, the MasterCard Hotel Network provides automatic 4 percent savings on room bookings, and the network includes hotels in some midscale chains like Hyatt Place and Hilton Garden Inn in addition to the budget hotels. These savings all stack on the gas and hotel discounts you already earn from the Ink cards, plus you can earn additional points by going through the Ultimate Rewards or other cashback portal.
    Finally, the MasterCard Easy Savings program gives you a free membership in the Check Inn corporate discount program on lodging for small businesses, a program I am researching for the third post in my series. See my series at: http://fishing4deals.com/2013/09/09/part-2-stack-savings-on-chase-ink-mastercards-automatically/

  12. The ability to earn 5x UR points on web hosting caught my eye. Is this only with RackSpace? It’d be great if I could get the bonus points with other web hosting companies.

    For what it’s worth, RackSpace is also listed in a bonus category for the American Express Business Gold Rewards card.

  13. Note that for Alamo and National in order to obtain the 4% your total rental must exceed $100.00. I am wondering if that needs to be total bill for $100.00 or if the actual car rental portion (sans fees taxes etc etc.) needs to be $100.00?

  14. Somewhat off topic, but, if I go for the Chase Southwest cards, am approved on, say 9/01/2013 but don’t activate it till 9/15/2013, does the 90 days to spend the $2000 start from 9/01 or 9/15?

  15. Hi Daraius,
    This is a random non-post-related question, but you’re so good with questions. 🙂

    I’ve gone from only owning 1 credit card that I’ve had since I was 18 (6 months ago) to owning 10! (No more big loans…decided to start putting my excellent credit score to work.)

    I’ll be honest, the high credit limit I’ve got on these things scares the crap out of me. I feel like once I meet my minimum spend & get my bonus points, while I’m just waiting for the “minimum account open time” to pass on some of these “open for 6 months” cards, I’d like to know that each card has, say, a $1200 credit limit on it so that someone breaking in & stealing a credit card or few wouldn’t ruin me.

    I know I’m being a bit paranoid since credit cards are supposed to be protected from fraud. And I know that I look better for my next round of applications w/ a low utilization % and that I can use high credit limits as a bargaining chip. (In fact, I took your advice & did just this to get a card Chase was hesitant to give me when I applied for 3 Chase cards in 1 day.)

    But still – that idea of “$30,000 sitting in a sock drawer” makes me nervous.

    So…how much do you think I’d be shooting myself in the foot for future applications by lowering the credit limits drastically on the sock-drawered cards? “A little,” “Medium,” or “A lot?”

    Thanks,
    KT

  16. +2 to Donnie’s question

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  18. @Julia, it’s the date of approval. If you’re worried about how the days count, just call the toll-free number. Chase picks up their phones and an agent can easily tell you which is the precise final date by which you need to complete the spend.

  19. @Julia
    I believe it would be 9/01.

  20. +3 to Donny, Sal, and Vaughn’s question. If we have the M/C version now and apply again are we eligible for the bonus as a “new product”?

    • @Tammy Horvath, Donnie, Sal, Andrea and Vaughn – I don’t have any personal experience, but you may get the bonus again if it is considered a different card type. We’ll have to wait for more reports to know for sure.

      mo – All new applications are for the Visa version only. You could call and ask for a MasterCard version if you prefer a MasterCard.

      @Marcus – I’ll ask my contacts at Chase.

      @Julia – It starts from when you were approved for the card.

      @KT – I can’t really say because it varies for each person. In general, lowering your available credit will increase your utilization ratio and decrease your score.

  21. Daraius – The Ink Bold MasterCard is the Elite version which offers primary rental car coverage on a business trip. Does the Visa version also provide this coverage?

  22. @MMS & @KT

    Are you a real business owner KT? If so, it may hurt you; but if you are having a business card for personal uses (I’m guessing 99% of the Ink card holder here are like that), it doesn’t matter since Ink won’t report to personal credit bureaus unless you default on the card (and hard pulls on inquiries).

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  24. Just following up to see if anyone found out if we previously had the Master Card version, will we get the sign up bonus again if we get the Visa version?

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  26. @Sal,

    You should be able to get the bonus twice if you held the MC version. It depends on how long you haven’t held the MC version for. If you’ve held the MC version whilst the Visa version was around you’ll be out of luck.

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  28. Sadly, my Chase Ink isn’t eligible for this. There’s a link on the main page (linked to above) that asks for the first four numbers of your CC number to determine eligibility – it tells me mine isn’t eligible. Drats.

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  33. How long it takes forVisa Savings Edge to post cash back? I already used it at staples but I don’t see anything.