3 Cards = 5 Nights + Airfare For 2 To Hawaii!

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The other day we looked at how a couple could apply for 1 card each and have enough points for 2 coach tickets to Disney World and 5 nights hotel stay.

Today let’s see how a couple can get 1 Starwood card each and 1 American Airlines or US Air card between the two of them and have enough points for a Hawaiian vacation!

3 Credit Cards to Hawaii

3 Cards Can Get You Here!

Nights & Flights

Through September 3, 2013, you get an extra 5,000 points per card (compared to the normal offer of 25,000 points) with the Starwood 30,000 point personal and 30,000 point business card after spending $5,000 within 6 months.

Nights & Flights is a great redemption for long category 3 and 4 hotel stays.

5 free hotel nights AND 50,000 airline miles will cost you:

This may seem like a lot of Starwood points, but remember that you will get 35,000 Starwood points (30,000 from the sign-up bonus and 5,000 for the minimum spending) with either the personal or business Starwood card once you complete the minimum spending requirements.

Don’t forget that you can transfer Starwood points for free (as long as you share the same address), so your partner could apply for 1 card and you could apply for 1 card and you’d have 70,000 Starwood points!

$5,000 in 6 months may seem like a lot of spending, but it is $833 a month.  Don’t forget that you can put virtually any expense on a credit card.

You have to book Nights & Flights awards on the phone because they can’t be booked online.  Just call Starwood hotels at 888-625-4988 and tell them that you want to book a “Nights & Flights” award.  They will book the hotel for you and transfer 50,000 miles to your selected airline.

You then have to use miles from your airline account to book your flights to get to Hawaii.

3 Credit Cards to Hawaii

Use 60,000 or 70,000 Starpoints For 5 Nights + Airfare For 2

The Sheraton Kona Resort & Spa at Keauhou Bay is a Category 4 hotel, so you can redeem 70,000 Starwood points for 5 nights AND get 50,000 airline miles.

50,000 American Airlines or US Air miles will usually get you 2 coach round-trip tickets within the US, but you need more miles to go to Hawaii.

Starwood transfers the 50,000 miles to your airline account (and you have to redeem your air miles for travel), so you can get another 50,000 miles with the Citi American Airlines card or 35,000 US Air miles with the Barclays US Air card.

That way 3 cards should be more than enough for 2 people to fly to Hawaii AND get 5 nights in a hotel!

An off-peak coach award to Hawaii, on American Airlines costs:

  • 35,000 miles round-trip on an off-peak award
  • 45,000 miles round-trip for a peak MileSAAver award
  • 60,000 miles round-trip for a MileSAAver business class award

A round-trip coach award to Hawaii on US Air (or flying on their Star Alliance partner United) costs:

  • 40,000 miles round-trip in coach
  • 60,000 miles in First Class

If you’re on the West Coast, transferring Starwood points to British Airways Avios could be better because it is only:

  • 25,000 Avios round-trip in coach on a non-stop American Airlines or Alaska flight from Los Angeles, San Jose, or Seattle to Kona
  • 50,000 Avios  round-trip in business class on a non-stop American Airlines or Alaska flight from Los Angeles, San Jose, or Seattle to Kona if the flight offers First Class, Business Class, and Coach (otherwise it is 75,000 Avios round-trip)

Note that, once the airline miles are in your account, you can use them in any way you want.  So you can use them to top off for a flight to Hawaii or combine them with your existing miles to fly in business or first class if you wanted.


It costs $2,097 for 2 coach round-trip tickets from New York to Kona.

3 Credit Cards to Hawaii

$2,097 For 2 Coach Air Tickets to Kona, Hawaii

Sheraton Kona Resort & Spa At Keauhou Bay

Link:  Sheraton Kona

The Sheraton Kona is on the Kona side of the Big Island.

3 Credit Cards to Hawaii

Use Your Starwood Points to Stay at the Sheraton in Kona!

You could stay 5 nights at the Sheraton in Kona and would pay $268 a night or $1,341 for 5 nights including taxes.

3 Credit Cards to Hawaii

5 Nights At The Sheraton Kona Would Cost $1,341

The total retail cost of flights for 2 and 5 nights at the sheraton in Kona costs $3,438 ($2,097 for 2 coach tickets to Kona + $1,341 for 5 Nights at the Sheraton Kona Hotel).

Or you can use Nights and Flights and pay 70,000 Starwood points in addition to using the miles from the 50,000 point American Airlines card or the 35,000 mile US Air card.

Just call Starwood to book a “Nights & Flights” award and they will book 5 nights in the Sheraton for you and transfer 50,000 miles to your selected airline account.  Once you have enough miles in your airline account, you can book your flights to Hawaii!

Bottom Line

Some folks don’t like signing-up for lots of credit cards, but 1 Starwood card for you and your partner and another Citi American Airlines or US Air card can get you and your partner enough points for 2 flights to Hawaii and 5 nights at the Sheraton in Kona!

Don’t forget that you can transfer Starwood hotel points for free to anyone who shares the same address with you.

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19 responses to “3 Cards = 5 Nights + Airfare For 2 To Hawaii!

  1. The current AMEX Starwood offer is 30,000 points (10 first purchase, 20 min spend), not 35,000 (30 signup plus 5 min spend) as you stated. Am I missing something?
    So that makes 2 cards 60,000 total, not 70,000.

  2. @GC he means the 5k points from 5k spend in 6 months for the 20k. so 10k(approval) + 20k on 5k spend + 5k from 5k spend(1 point for each $) = 35k pp

  3. just felt compelled to post in response to GC, I think he’s talking about the 30k point signup and then the $5k w/6 months in spend, resulting in a total (from the signup bonus and min spend) of at least 35k points. so, a net result after the spend is met on both cards would be 70k points.

  4. Question – when checking American flights on British Airways’ website between LAX and KOA, it isn’t showing Business class, only Economy class and First class. And booking first class round-trip using Avios miles is 75,000 per person, not 50,000. How are you getting that for only 50,000 miles?

  5. I was only offered 10,000 points since I already have another Amex card. Is there any way around that?

  6. I ve just checked the Avios calculator and they charge 75k from lax-hnl in a two class cabin (First, business)

  7. What is up with the British Airways website? Any time I try to look up a flight within the U.S., no matter where I choose, I get an error message saying that BA does not have rights in that city. I couldn’t even replicate the San Jose -> Kona example you provided. When I look at the Rewards Flight Map and choose ANY West Coast U.S. city as my “From” city (L.A., S.F., S.D., etc), I get no destinations available. What am I doing wrong?

  8. Thank you for wonderful website. I have learned lot from your website and still learning. Here is my question and hoping to get your advice .
    I have SPG card with lots of points, I want to cancel my SPG card, would I loose my points if I cancel my SPG card? I am hoping to cancel now and later after 6 months get the another SPG card so I can get more points, keeping SPG card is not providing me that much benefit.

    Looking forward to getting your response.

  9. Any input on Maui? Myself, wife and two kids are going there next July. Just received my SPG card in the mail. I think I noticed something on Starwood’s website that “Nights and Flights” wasn’t available for the two Starwood properties on Maui. Any thoughts and/or ideas?

  10. God almighty. Another SPG pimp job? Come on Darius, you’re a complete sell-out pimping mercilessly for that affiliate income.

  11. @Gabe: BA doesn’t fly direct there, you’ll have to call BA and have them book through a partner (AA or Alaska) using your Avios. I’m on the west cost, and can get super saver round trip flights to Maui for 25,000 miles.

    And speaking of, that’s what we’re doing. 3 BA cards (me, wife, mom) for 6 round trip tickets + another ticket for 40,000 Alaska miles. We’re doing VBRO instead of Starwood points, because all the prime hotels on Maui (Westin, Sheraton) are Cat 5 and 16k points a night! We’ve got 6 adults, so that’s a crapload of points.

    On the other hand, just had my friends grab 2 Starwood cards and 2 BA cards for 2 RT tickets to Maui and 7 nights at the Westin (12k per night off peak with 5th night free).

  12. why Starwood will transfer 50k points for you. if that is the case how you can have enough points to book your hotel

  13. What happens if you cancel after booking the award with SPG?
    Do the frequent flyer miles get taken back, or do they remain in the Air account?

  14. Is it possible to sign up for both the Personal and Business cards and get the bonus on both?

  15. Hey there,

    I just bought a ticket from CLT-HNL for 530 all in after using a previously revealed 10% coupon.
    My question is, I want to use AA points to redeem for HNL-ITO-OGG-HNL. Can I book multi-city on AA and pay only 25 booking fee, or do I have to pay for 25 USD for each segment? Thank you in advance!

  16. Hi Daraius,

    Thank you for your posts and the efforts you made to bring the public travelling benefits. I used your link applying SPG and APPROVED!

  17. Darius,

    I see that you modified your original blog by adding “if the flight offers First Class, Business Class, and Coach (otherwise it is 75,000 Avios round-trip)” under the British Airways information. I can’t find any American or Alaska flights from Los Angeles, San Jose, or Seattle to Kona that have 3 classes of service. Am I missing something?

  18. Even with the Dividend card, a one way ticket to Hawaii on US air is 30,000. How did you get a 40,000 coach round trip ticket on USAIRWAYS?

    • @sujith @Rob – Thanks for helping out!

      @Dave F @choi If the flight has 3 classes of service, business class is usually 25K points. But if there is only coach and first class it is 37.5K for the first class seat.

      @Amar – You don’t lose the points in your account.

      @Chad – You can’t use Nights and Flights for a stay in Maui because they are not category 3 or 4 Starwood hotels.

      @Beach Miles – The miles transferred remain in your account.

      @Ray – It is $25 per telephone booking.

      @Yao – Thanks for reading and for using our links!

      @Dave F – I modified the post to be clearer. I am traveling and have bad internet, so couldn’t get to the comments until now!

      @mo – It is 40K at the low level on when you use US Air miles for flights on United or US Air.