Credit Card Updates: 50,000 Miles Virgin Atlantic & 75,000 AMEX Business Gold(With Lower Spending [EXPIRED]

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Update:   This offer is no longer available.  Check our Hot Deals for the latest offers.

1.   Bank of America Virgin Atlantic with 50,000 Miles.   Via Miles Abound, the 50,000 mile Virgin Atlantic card from Bank of America is back.  You get 20,000 miles after your first purchase, another 25,000 miles after spending $2,500 within 3 months, and 5,000 miles for adding 2 authorized users.  The card has a $90 fee which is not waived for the first year.

I’ve written about the card before, and despite the recent Hilton devaluations, I would still apply for the card and transfer the 50,00 Virgin Atlantic miles to 100,000 Hilton points.  You have to call Virgin Atlantic to transfer the miles to Hilton points and transfers take 2 to 3 weeks.

100,000 Hilton points used to get you 2 nights at a top tier hotel, but now it could only be 1 night.  But it is still much, much less than paying the retail price.  And you could get more nights if you redeem for lower category Hilton hotels.

This card pairs well with the 2 free weekend nights from the Citi Hilton HHonors Reserve Card because you can use the 100,000 points from the Virgin Atlantic card to book additional nights besides the 2 free weekend nights from the Citi Hilton Reserve.  You also get Hilton gold elite status which means free breakfast and internet!

Another good use of Virgin Atlantic points could be to redeem for Upper Class (Business Class) flights on Virgin Atlantic.  But you will pay fuel surcharges of ~$1,100 per flight, so may not be worth it to many folks.

You earn an extra 7,500 miles when you spend $15,000 a year and another 7,500 miles when you spend $25,000 a year. 

This is misleadingly described as “Earn up to 15,000 additional bonus miles upon anniversary” in the marketing materials, which neglects to mention that you have to spend $25,000 to get those extra “anniversary” 15,000 miles.

Emily and I have both had this card more than once to keep our business and personal expenses separate!

2.   AMEX Business Rewards Gold with 75,000 Points.    Many thanks to Million Mile Secrets reader Jesson for sharing a link to an American Express Business Gold card with 75,000 points after spending $5,000 within 3 months. [Offer has expired]

The terms suggest that the offer is valid until February 20, 2014.  And the link suggests that the card could be a targeted offer.

My affiliate link is for ZERO points, so I don’t post about it, and the limited time offers usually have a $10,000 spending requirement.

So spending $5,000 for a potential 75,000 points is a good deal in comparison.  At the very least, you can get $750 in travel if you use the American Express “Pay with Points” and potentially more if you transfer them to select airlines and hotels.

However, this isn’t my affiliate link, so take LOTS of screenshots before applying for the card.  American Express has been known to deny bonuses if you applied for a card without receiving a targeted offer.

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38 responses to “Credit Card Updates: 50,000 Miles Virgin Atlantic & 75,000 AMEX Business Gold(With Lower Spending [EXPIRED]

  1. that’s much more like it for the amex offer… i wonder if it’d make sense to call them and ask if offer A3BT is targeted?

  2. Thanks for the info on the lower spending requirement, Jesson and Daraius! Membership Rewards points have become much more valuable with ANA dropping fuel surcharges on United and US Airways flights. I will do more research to see whether people are getting all 75k, but I definitely know some friends and family members who will be interested. I got in on $10k min spend offer last year, but not everyone is so aggressive in manufacturing spending! 🙂

  3. Does anyone know if BoA does anything similar with the Virgin Atlantic as it does with the Hawaiian Airlines in terms of approving people for a “lower” card that comes with a reduced bonus?

  4. I received the American Express premier rewards Gold card about 1 to 2 weeks ago. Do you think they will reject my American Express business rewards Gold card for this reason or is there no restrictions between the personal and business card?

  5. I just applied and was approved for the biz gold card 2 days ago. Would it be worth trying to get them to match this offer?

  6. Crap, I just signed up for the $10k spend Biz Gold yesterday (Did get approved for both that one AND the Personal Premier Gold though, both instantly 🙂 ). Going to email Amex to see if they will lower my spending requirement down to $5k like this card. Will reply back if I have success.

  7. Also is there a way to transfer Amex premier gold reward points to useful miles or cash on a near 1:1 ratio? The options I have seen only allow you to a purchase a gift card at 1:2 ratio or buy a flight at a 1:1 ratio. I’m asking in case I don’t spend all the points before the first year.

  8. Is this the card that has a tendency to get financial reviewed? I dont know if i should apply. Got amex plat and aax2 in january and barclays us in feb. credit score >750. Seems like a great deal.

  9. Applied and instantly approved AMEX bus Gold 75K w/link above. Called and confirmed w/cust service and they confirmed the bonus w/$5K spend, no mention of specific link/qualification.

  10. For the Amex Business card, it asks for a Federal Tax ID (for partnerships and corporations). As a sole proprietor, I should be able to use my social security number, but there is no place to enter it. Is a federal tax ID required for this card?

  11. Does anyone know how long you have to wait between applications for Amex? I applied for a couple non-business Amex cards in January. Would love to get this one.

  12. I am having the same problem as CG – system wil lnot accept SSN for sole proprietership. Any hints?

  13. Does BOA give out points for applying the card again like Citi? If not, will merging accounts trick work here?

  14. Darn…hope to hear whether anyone gets AMEX to match this offer. I too just applied for the same offer with a $10K min spend in four months at the end of January. While I’m already a bit over halfway to the requirement, it’d be great to free up amounts to spend on my new platinum card.

  15. @GC & C- I do not have a Federal tax ID and just used my SSN on the personal information page to apply for the card and it was approved. 75k reward points after spending $5K in 3 months…does not look difficult as we have lot of CVS pharmacies with vanilla reload sold on credit cards:)

  16. Does anyone know, any place in Chicago where I can buy Vanilla reload card?

    I have tried in past 7 months. No drugstore, no office store, no 7-11 ever sold any vanilla card. I have yet to touch a vanilla reload card in person.

  17. Thanks Jesson! Was just approved and confirmed the AMEX bonus via phone.

  18. Offer is dead.

  19. For AMEX that is.

  20. Rahul

    They are at CVS off of Touhy in Lincolnwood and the CVS in Evanston off of Howard.

  21. @Jeremy: You should try to put a lot of real spending on this Amex Business card in addition to the manufactured spending at CVS. Some people think this card is a FR magnet.

  22. Is the virgin atlantic card churnable? i got it maybe 5 month ago.

  23. This offer seems dead, anyone getting anything different?

  24. Thansk Jason for the reply.

    Do you know any store in west sub-urbs?

  25. you can transfer MR points to aeroplan @ 1:1. Then you can transfer aeroplan to USairways (soon AA) @ 1000Usair=1190 Aeroplan for free via The only restriction is you have to transfer at least 15000 miles.

  26. Flyer,

    Thanks for that tip! I didn’t realize that had any reasonable transfer rates.

  27. For Amex if not instant approval what is the number to call? I see a few people saying called and got approval after answering a few questions, but the numbers I called says the decision is handled by a different department and that department does not take phone calls. I called the following number:

    ■866-314-0237 – reconsideration
    ■877-399-3083/866-379-3643 – new accounts

  28. Is the Virgin Atlantic 50K miles the best offer that they have had on this card, or has there been better offers?

  29. You can also transfer VA miles to IHG Priority Club Rewards. Just another option besides Hilton, for hotels at least.

  30. No luck on matching to $10k spend offer

  31. That Amex link looks to no longer be available. Boo!

  32. Jack, I was given a reference number after I applied and the # 1.800.582.6471

  33. Can I transfer Flying Club miles to Elevate points? I can see that you can book Virgin America flights with FC miles, does anyone know the surcharges for those redemptions?

  34. I was wondering what I should do? I have no HOTEL loyalty points/ cards. I have no Bank of America ccs/ only VAmerica Barclay, British Airways Chase, and United Chases, Sapphire. Should I apply for both VAtlantic and AMEX BUS at same time?

  35. I agree that this card still makes sense for transfer to Hilton despite and maybe even because their recent devaluation. Just get more Hhonors points to combat that:).

  36. There are still active links if you know where to look 😉

  37. @False, you mention active links “if you know where to look”, sadly I guess I don’t know & Google is coming up short for me.

    Care to share?