You May Still be Able To Get 2 Citi American Airlines Cards

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Update:  The post has been updated with the best current American Airlines offer of 40,000 miles after spending $3,000 within 3 months.

For a long time the easiest way to get 100,000 American Airlines miles was to apply for 2 Citi American Airlines cards at the same time with the 2-browser trick.

This was an awesome deal and was the #1 deal listed in the Hot Deals tab, despite never earning a commission on the 50,000 mile cards.  My affiliate links were for 30,000 miles and the mother-in-law rule says that I should promote the better links.

There are over 1,000 comments on the post with many folks asking for reassurance that the card application page was still working.

I posted an update, a few weeks ago, that the ability to get 2 Citi cards at the same time may be over.  However, some readers have managed to get approved for the 2nd Citi AA card by writing (not calling) the Citi executive offices.  But I don’t suspect that will continue, since the reps admit that Citi’s policy is to issue only one card per product type, but they currently may approve the 2nd personal American Airlines card as a courtesy to folks who write in.

Option 1 – 1 American Airlines Personal & 1 Business (80,000 Miles total)

This is currently the safest way to get 800,000 American Airlines miles in one go.  You apply for 1 Citi American Airlines personal platinum card ( VISA)  for 40,000 miles and another Citi American Airlines Business card for 40,000 miles after 2 or 3 days.

Since you are allowed to have 1 business and 1 personal card, you will eventually get 40,000 miles after spending $3,000 within 4 months per card.

Pro:  This is the easiest way to get 80,000 American Airlines miles and this method still works.  You don’t risk being declined since you can get the bonus on business and personal versions of cards.

Cons:  You are giving up a potential 30,000 to 50,000 miles.  That’s because you *may* (as in: it could work out if you’re lucky) be able to get approved for 2 personal Citi cards at the same time.

Either a personal Citi American Airlines Gold card with 30,000 miles & 1 Citi American Airlines personal Platinum card with 50,000 miles or if you’re really, really lucky 2 Citi personal platinum cards with 50,000 miles each.

You can’t apply for a 2nd personal Citi American Airlines card unless it is ~18+ months from when you were last approved, so you have to wait a long time for your next personal Citi American Airlines card.

Option 2 – 1 American Airlines Personal Platinum & 1 American Airlines Personal Gold (130,000 Miles Total)

Folks on FlyerTalk are suggesting that you *may* (as in:  we don’t know for sure, but it could be worth a try) to get approved for 1 Citi American Airlines PLATINUM personal card (either AMEX or VISA) for 50,000 miles and another Citi American Airlines GOLD personal MasterCard for 30,000 miles.

However, Citi seems to have instituted a new rule where they approve you for only 1 card in 1 day, so you may need to wait 2 to 3 days before applying for the 2nd card.

The Gold MasterCard requires only $750 in spending within 4 months to get the 30,000 American Airlines miles.

The theory is that since the Platinum and Gold cards are different “products” you may be able to get approved for these online or without much resistance when you call the Citi reconsideration line.

So you’ll get 80,000 miles (50,000 miles from the personal PLATINUM version and 30,000 miles from the personal GOLD MasterCard version).

And after 65 days or longer (or ideally after 90 days), you could apply for the Citi Business Platinum card with 50,000 miles, for a total of 130,000 American Airlines miles.

Pros:  You get more miles since you’re getting an extra 30,000 miles with the personal Gold MasterCard

Cons:  We don’t know for sure if this works for most folks yet.  I’ll try it out in a few weeks and let you know!

Option 3 – 1 American Airlines Personal Platinum AMEX & 1 American Airlines Personal Platinum Visa (150,000 Miles Total)

This is the riskiest of the 3 options.  You apply for the Citi American Airlines personal Platinum AMEX and VISA version for 50,000 miles each or a total of 100,000 miles.  And after at least 65 days (or ideally 90 days or longer), you apply for the American Airlines business version for another 50,000 miles.

This is risky because you almost certainly will be denied for the 2nd personal Citi American Airlines card.  Very, very, few readers do get instantly approved for both cards even after the “rules” changed, but I’m guessing that it is either because they haven’t applied for credit cards in the past year so didn’t have many inquiries in their credit report.  Or because they got lucky.

However, I do know that readers who wrote a letter and mailed it (as in did not call) to the Citi Executive office (CitiBank Executive Review Department, P.O. Box 6000, Sioux Falls, SD 57117) asking for reconsideration got a call back approving the 2nd personal American Airlines card.

However, the reps knew that the applicant applied for 2 personal cards and indicated that Citi wasn’t approving 2 Citi personal American Airlines cards of the same type.  But they made an exception for the readers who wrote in.  I’m not sure how long this will last, but this could be useful for some readers.

Pros:  You get 150,000 American Airlines miles – 50,000 each from the VISA and AMEX personal card and after at least 65 days (or ideally 90 days) another 50,000 miles from the business version.

Cons:  You have to type a letter, include your contact information, put it in the mail etc. and send it off.  And there’s no guarantee that you’ll get approved for the 2nd Citi American Airlines personal card either.  So you could end up with the same 100,000 miles from Option 1 instead of 130,000 miles (potentially) from Option #2 above

Bottom Line:

The ability to get 2 Citi American Airlines cards at the same time has changed. Please share your experiences via email or in the comments and I’ll keep you posted on which ways work best for readers!

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102 responses to “You May Still be Able To Get 2 Citi American Airlines Cards

  1. @leslie – You may be able to get the business version.

  2. Are there still cards with annual fees or vanishing points if there is no travel after one year? The Chase Ink card has a hefty annual fee but gives 50,000. What’s the best deal without an annual fee?

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