Disclosure: We get a commission for links on the blog. You don’t have to use our links, but we’re very grateful when you do. American Express, Chase, and Citi are Million Mile Secrets advertising partners. Here’s our Advertiser Disclosure.
As soon as I got my American Express Bluebird card, I reloaded it with 3 miles earning cards – the Suntrust Delta debit card, the Bank of America Alaska Air debit card, and the UFB Bank Airlines Rewards Checking account which earns American Airlines miles.
It costs $2 per debit card load to load your Bluebird with a debit card ONLINE, and you are limited to $100 per day and $1,000 per month, so I don’t recommend this method.
However, you CAN load your Bluebird card with a debit card for FREE when you reload at a Wal-Mart store.
The Alaska Air and American Airlines debit cards earn only 0.5 miles per $1 spent, so the Delta debit card which earns 1 mile per $1 spent could be the better choice, but it depends which miles you’d rather earn.
I used my Delta, Alaska Air, & American Airlines cards to successfully load my Bluebird card at a Wal-Mart store. I was pretty sure that I’d earn miles for these reloads because I’ve earned miles for buying money orders and paying bills at Wal-Mart, so I didn’t expect this to be any different.
There is a $1,000 daily limit & $5,000 monthly limit for loading your Bluebird card with a debit card at Wal-Mart stores. These limits are shared with the limits for Vanilla Reloads.
Well, my Suntrust statement just closed and I earned 100 Delta miles for reloading my debit card at Wal-Mart with the Delta debit card!
The transaction posted to my Suntrust statement as:
POINT OF SALE DEBIT WAL-MART #XXXX XXXXX KS
This means that you can earn up to 5,000 Delta miles per month for reloading your American Express Bluebird with a Delta debit card at Wal-Mart.
Sure, Delta miles aren’t as valuable as other miles, but 5,000 Delta miles is worth at least $50 at 1 cent per mile.
However, I don’t expect this to last long because giving out so many Delta miles is likely unprofitable for someone. There’s also the risk that Suntrust might ask you why you spend so much at Wal-Mart and investigate your account.
Sure, this isn’t as lucrative as using a credit card to buy Vanilla Reloads and it doesn’t help to complete minimum spending requirements on credit cards or to get spending bonuses on credit cards.
But this is a great way for folks who don’t sign up for credit cards to earn some extra points because you can use Bluebird to pay almost any bill electronically or via a check with their “Pay Bills” system. If you do sign-up for credit cards, it is better to use Bluebird to meet minimum spending requirements to get the sign-up bonus and to pay bills which otherwise didn’t earn any miles or points.
This is also helpful for those folks who don’t have easy access to Vanilla Reloads cards. There are lots of Wal-Marts across the US.
How to REload A Debit Card at Wal-mart
You can technically reload a Bluebird with a debit card at any cash register at Wal-Mart, but in my experience most tellers don’t know how to do that and have to call a manger to help them. Perhaps this will change once more folks have Bluebird cards and go to Wal-Mart to reload them.
But the staff at the Wal-Mart Money Center (in the same section as the customer service department or next to it) are experts at reloading pre-paid cards and can reload your Bluebird in just a few minutes.
I’ll keep you posted when the points from my Alaska Air and American Airlines debit cards post to my account. For now, it is nice to have an alternative way to earn miles with American Express Bluebird!
If you liked this post, why don’t you join the 7,500+ readers who have signed-up to receive free blog posts via email (only 1 email per day!) or in a RSS reader …because then you’ll never miss another Bluebird update!