The Chase Ultimate Rewards program allows you to transfer points to various partners, including Continental, British Airways, Hyatt, Marriott, Priority Club, and Amtrak.
But did you know that you can transfer Chase Ultimate Reward points from your account to airline and hotel partner accounts in someone else’s name and that the transfer will take place instantly?!
Chase Sapphire Ultimate Reward Points Transfer Instantly
Emily recently received 50,000 extra Chase Ultimate Reward points on her Chase Sapphire Preferred card. We want to use Emily’s Ultimate Reward points, in addition to my existing Hyatt points, at the Park Hyatt in Paris next year.
So I tried transferring 1,000 Chase Ultimate Reward points (the smallest transfer amount) from Emily’s account to my Hyatt account.
It worked! The points transferred to my Hyatt account instantly!
You Can Transfer Your Chase Sapphire Ultimate Rewards Points To Someone Else’s Account!
I then tried to transfer another 1,000 Chase Ultimate Reward points from Emily’s account to my British Airways account.
Once again, they transferred instantly!
How can you use this flexibility for your travel?
1) Not enough miles
Suppose you and you partner both have 40,000 Continental miles each, for a total of 80,000 miles, but you each need 60,000 miles for a return economy award ticket to Europe.
Transferring all your 50,000 Ultimate Reward points to your Continental OnePass account will give you 90,000 Continental miles (40,000 +50,000), but that is not enough for 2 return award tickets to Europe (2 x 60,000 = 120,000 miles).
But you know that you can transfer Ultimate Reward points to anyone’s account instantly, so you transfer 20,000 Ultimate Reward points to your Continental OnePass account and another 20,000 Ultimate Reward points to your partner’s Continental OnePass account.
You’ve now got 60,000 miles in each account (the 40,000 miles which you started with + the 20,000 miles which you transferred) ,which is enough to book award travel to Europe for 2 persons.
2) Elite Status Benefits
You have elite status, but your partner does not.
For example, you are a Hyatt Diamond elite, but your partner is not, and you want to book a Hyatt reward night.
You could transfer your partner’s Ultimate Reward’s points to your Hyatt account and then make the award booking. That way, the hotel knows that the booking is made by a Hyatt Diamond elite, and will likely assign you a better room than if your non-Hyatt elite partner had made the same reservation.
The same principle works with airlines.
Instead of booking separate tickets with either Continental or British Airways (the Ultimate Rewards airline partners), try to transfer Ultimate Reward points to the account which has elite status and book all the air tickets from that account.
That way, both you and your travel partner will be able to take advantage of lower (or no) fees to make changes or cancel your award ticket, in addition to not paying checked-baggage fees.
If you’re thinking of transferring points to someone else’s account, I recommend starting with only 1,000 points at first (the smallest transfer amount) just to make sure that the transfer is successful. You can transfer the rest of the points once the initial transfer is successful!
Bottom Line: Transferring Chase Ultimate Reward points to someone else’s account right away, is a nice option to have and will let you have Big Travel with Small Money!
As always, you shouldn’t transfer the points to a partner unless you have an immediate need for the points.
The only exception may be transferring points to Continental airlines, since we don’t know if United will replace Continental as a transfer partner once the merger between United and Continental is complete – though I’d bet that United will replace Continental as the transfer partner because of Chase’s long relationship with United.
* If you liked this post, why don’t you sign-up to receive free blog posts in your email (only 1 email per day!) or in a RSS reader …because then you’ll never miss another way to learn about how to use your Ultimate Reward points.
Disclosure: You should know that I do have a banking relationship with Chase. However, I don’t get any referral bonus or commission from Chase or anyone else for this post or for the links to the Chase Sapphire Preferred card in this post. I also do not have a direct financial interest in JP Morgan Chase, NA.
Related Posts:
- Use The 2-Browser Trick To Earn 150,000 Free AAdvantage Miles
- What Everybody Ought To Know About The Chase Sapphire Preferred Card 50,000 Bonus Points
- Why The Chase “6-Month Rule” Is a Myth!
I have earned and redeemed millions of airline miles and hotel points to travel the world for free. Now I'm blogging to help more people do the same! 
This is also the case with Amex MR points….but shhhhh! don’t tell anyone
Wait a second! Hold on here! Does Emily know you’ve been siphoning off her miles and points? We gals have to look out for each other you know
@Angel - Thanks for sharing! I knew that I could transfer MR points instantly to different accounts, but wasn’t sure about Ultimate Reward points until I gave it a try!
@Megan - Umm (looks sheepish), I told her last night!
Great tip, my wife will immediately veto but my parents will be another story!
@ Megan – Daraius is so good with the miles and points, I don’t care what he does! (Did he mention he has a surprise holiday in London and Paris planned for next year?) I’m such a lucky girl…
@Emily – That sounds like so much fun! You two and your adventures are inspiring
Awesome!
@The Rapid Traveler – That’s funny!
@Emily – Thanks, Honey!
@alohastephen – Glad you liked it!
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Cool finding — we linked to it in our article about mile transfer cards in general.
Just hope it doesn’t get too popular and closed off, but guessing it’s a systems issue that prevents the name verification.
@MileCards – Thanks! I agree that it most likely is a systems issue which doesn’t match the names. This has lasted quite a while with AMEX MR points, so here’s hoping it will last here too!
Daraius…are you going to keep this card and use it often or will it find a slot int he drawer? hehe
@Ozaer N. – We will use the card, but not very often. That’s because we’re trying to get the companion pass by using the Chase British Airway Visa card. I wrote a post on why, in my opinion, there are better cards for everyday spend than the Chase Sapphire card!
What are you going to do with the card?
sounds good but I want to keep all the UR points for flexibility.
Do you know if I can transfer my wifes UR points (she got the preferred bonus!) to my UR account?
thanks.
@Israel Husarsky – You can’t transfer your wife’s UR points to your account with the Sapphire Preferred Card.
Thank you very much for your tip. But I could not find any transfer tab in the chase ultimate rewards website that can lead to to the transfer except combine your own different card ultimate rewards points. I would appreciate very much if you could list the tab click steps that lead to the variety transfer. Thanks a lot.
@Jack – Here you go!
1) Log in to the Ultimate Reward Portal
2) In the left column under “Use Points” click on “Transfer points to travel partners”
3) Click on any of the transfer partners to transfer your points.
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hi…can the reward points earned by getting a sapphire preferred card be transferred to ammerican airlines or us airways. thanks.
@seamus – Ultimate Reward points can’t be transferred to US Air or AA, but they can be transferred to Continental (up to 30 Sep), and from there you can book the same Star Alliance flights which you could on US air.
What is going to happen after September 30?
@Russ – I was thinking of AMEX where the transfer option ends on September 30. There is no end date for Chase’s Ultimate Rewards. Thanks for checking!
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I tried transferring points from my Ultimate Rewards account to Priority Club and let me tell you it is not instant. Did the transfer last night (11:30pm) and as of 8:45am this morning, still not there. I called Chase customer service and they informed me that transfers take 5-7 days (but he said usually 48 hours). Anybody else have this problem with Priority Club?
@Rob – Nice to know and thanks for letting me know. I’ll try it and see what my results are.
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hey daraius love reading your blog i’m new to miles and points and learning a lot just by reading you blog everytime i get a chance. I don’t know if this is a known secret but it’s also possible to transfer UR points to a different UR account i was able to transfer my mother in law 50K UR points from the bonus she got from opening the sapphire which we will use for our future travel. If anyone of your blog reader don’t know how to do it the steps are 1. click combine points 2. click “Transfer To” choose “OTHER”. 3. It will ask you for “credit card # and cardholder’s last name” 4. click submit 5. viola instant transfer. I was going to transfer it to UA but i don’t know yet when i will use for travel. So i was happy to leave it in my UR account for more options later on. So guys it is possible to transfer UR points to different UR account if this is a known secret sorry for posting it.
@jeff – Thanks for reading and for the tip. You’re right that you can transfer UR points into anyones account. This is a great way to combine points from the Chase Freedom (which can’t be transferred to airlines or hotels) to an account with the Chase Sapphire Preferred so that you can transfer them to airlines and hotels. Thanks so much for sharing!
Did I understand you correctly that only the Sapphire Preferred UR portal offer the option to “transfer points to travel partners”? I don’t have Sapphire yet, and can not verify. But I do have the Freedom and Ink cards. When I accessed the UR portal from either account, I did find the “Combine Points” on the menu (i.e. transfer to another Chase UR account). But the “Use Points” menu did not have the “transfer points to travel partners” option.
Thanks in advance for a clarification.
@Max – Only the Chase Ink Bold, Chase Sapphire Preferred, Ink Plus, and J.P. Morgan Palladium/J.P. Morgan Select let you transfer points to a travel partner. However, you can transfer your points to a friend/family member who has one of the above cards and then have that person transfer them to your airline/hotel account.
Wow, thanks so much. I had a reservation on a one day hold with United and thought it would be simple to transfer some my husband’s miles to my account to finish the purchase. Then the dreaded “48 hours to process” note popped up and
panic ensued. Fortunately, after a quick google search found your post, I called Chase Sapphire and they couldn’t have been nicer. We needed to transfer about 70K miles to United and neither of us had that full amount. Rather than transfer lies between our accounts, which might have taken more time to process, the agent gave my DH 2000 “courtesy miles”, then called United to make sure the miles went through right away. They did! So thanks again, your post saved our trip!
@Lou – Glad it worked out! And kudos to Chase for such excellent customer service!