What Everybody Ought To Know About The Chase Sapphire Preferred® Card

[Disclosure:  Emily and I get a referral for the link to the Chase Sapphire Preferred® Card.  As always, thanks for using our links!]

 Link: Chase Sapphire Preferred® Card

I’ve received a lot of email from readers sharing their success (thanks for sending those in!) with the 75,000 AAdvantage offer and asking me if there were any other credit cards which offer similar large sign-up bonuses.

 

Chase Sapphire Preferred card 50000

In my opinion, the next best card – for sign-up bonuses – after the 75,000 AAdvantage mile cards is the Chase Sapphire Preferred® Card with a 40,000 point sign-up bonus.

Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® Card gives you 40,000 bonus points after $3,000 is spent within the first 3 months!  The $95 annual fee is waived in the first year.

What Can You Do With 40,000 Bonus Points?

1)   Use Points Within Chase’s Ultimate Rewards program

There are 2 ways to redeem points within the Ultimate Rewards program.

Non-Travel Redemption:
  • You can get a value of 1 cent per point or $400 if you use your bonus points towards a purchase on your Chase Sapphire Preferred® Card.
  • For example, you made a purchase of $200 at Target.  You can redeem 20,000 bonus points and get a $200 credit on your credit card statement.
  • This is an okay value, but isn’t how I’d use the card.  In effect, you’re getting $400 for 1 credit inquiry on your credit report.
Travel Redemption:
  • You get a 25% bonus if you redeem your points towards a flight, hotel, cruise or other travel through Chase’s Ultimate Reward program.
  • For example, if you redeem 40,000 points towards travel, you will get a value of  $400 + a 25% bonus ($100) for a total of $500.
  • This is a slightly better value, but, again, wouldn’t be how I use the card.  In this case, you’re getting $500 for 1 credit inquiry on your credit report.
  • This may be of use for those who aren’t interested in fancy hotels and just want to save money on travel.

Ultimate Rewards Summary: I wouldn’t use the 40,000 bonus points to redeem for non-travel rewards unless I was really interested in non-travel rewards  – which I’m not since I write a miles and point blog. :)

However, using the 40,000 bonus points on travel rewards through Ultimate Rewards may be fine if I just want to fly within the US in Economy class.  That’s because you can likely get a better value for hotels and international flights if you transfer the points to select partners.

2)   Transfer Points at 1:1 Ratio To Partners

I see great value in some of these options, because you can transfer your points to select airlines and hotels.  You could transfer 40,000 points or miles to:

  • British Airways
  • United Airlines
  • Hyatt
  • Southwest
  • Virgin Atlantic
  • Mariott
  • Ritz Carlton
  • Korean Air
  • Priority Club
  • Amtrak

British Airways (BA): You can use 40,000 BA  miles to fly in Economy class from the US to South America or use 40,000 miles from the US to Asia in Economy class round trip.

United Airlines:  Here is the United Airlines award chart.  United offers 1-way award bookings as well.

Hyatt: 40,000 Hyatt points will get you 2 nights + 6,000 points left over at some of the top Hyatt hotels such as the Park Hyatt in Paris and the Maldives (which otherwise would have cost ~$2,000 for the 2 nights).

We plan on transferring Emily’s points to Hyatt and using them at the Park Hyatt in Paris, because there’s no way we could otherwise afford to stay here!

Check out Hyatt’s award chart here.  Category 3 hotels are only 12,000 points, so you could redeem 48,000 points for 4 nights.  And if each night cost ~$200, you’d get a $800 value!

Category 1 hotels are only 5,000 points so you could get a 10 night stay with your 40,000 bonus points!  That’s a $900 value at $90 per night!

Mariott: Mariott’s award chart is here.  There might be some good value here depending on where you are staying.

Priority Club: Transferring your 40,000 bonus points to Priority Club is a BAD idea, given that you can buy 1 Priority Club point for 0.6 cents per point by using the cash & points trick!

You would get only a $240 value if you transferred 40,000 bonus points (40,000 points X 0.6 cents) to Priority Club.

Amtrak: You can also redeem your points on Amtrak!

By transferring your points wisely, you could get a $800 to $2,000 value for 1 credit inquiry on your credit report.

Transfer Summary: You can get great value (say $800 to $ 2,000) by transferring your 40,000 bonus points to Hyatt or Marriott and then redeeming for hotel nights.

That’s because it is fairly easy to redeem points for hotel nights which cost more than the $500 in travel credit you would otherwise get for redeeming through the Chase Ultimate Rewards Program.

Also, don’t forget to check out the airline values on United and British Airways.

For example, if a ticket costs more than $500, but can be booked by using Continental or British Airways miles, you would be better off if you transferred the miles to Continental or British Airways and then booked an award ticket!

Don’t forget to include the taxes and surcharges in your calculation when you calculate the benefit of using miles to book your ticket!

Additional benefits of the card include:

  • No foreign transaction fees
  • You earn a 7% (point) dividend on all points earned in a year
  • You earn 1 point per $1 spent on all types of purchases, 2 points for travel booked through the Ultimate Rewards, and could get up to 10 points for purchases through the Ultimate Rewards shopping center.

If you do decide to apply, keep in mind that the bonus is only for first time Chase Sapphire Preferred® cardholders.  Chase is very strict about NOT giving the bonus to prior cardholders.  By this I mean, that if you had a previous Chase Sapphire Preferred® Card and cancelled it, Chase is unlikely to give you the bonus again.

Bottom Line: Double points on travel and dining, no foreign transaction fees and a 40,000 point bonus makes this a card worth keeping!

  Link: Chase Sapphire Preferred® Card 40,000 Point Bonus

Don’t forget that each comment made, on any entry in the blog,  up to 7:00 pm CST on June 21, 2011 gets an entry into a drawing for a free TrackItBack luggage tag set worth $50!

For an additional entry, sign up to receive free blog posts via email by 7:00 pm CST on June 21, 2011!  You’ll only get 1 email per day filled with the latest tips on earning miles and points and you’ll also be entered in the random drawing.

* If you liked this post, why don’t you  sign-up to receive free blog posts in your email (only 1 email per day!) or in a  RSS reader …because then you’ll never miss another way to learn about great bonuses on credit cards.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

295 Responses to What Everybody Ought To Know About The Chase Sapphire Preferred® Card

  1. Pingback: Chase Sapphire Preferred Removal | Million Mile Secrets

  2. Tausif Salim

    Hi Rik,

    I can only speak from my own experience, but I recently got approved for the CSP and my annual income is well below $120,000. I only have about two years’ of credit history but I pay all my balances in time. Hope this helps.

  3. @Rik - Emily and I were both approved for the card with less income than $120k.

    @Tausif Salim – Thanks for helping out!

  4. Wow. What a card. Just applied and received instant approval. Called Chase Sapphire customer service and rung directly to a CSR. Asked if I could get my card expedited – yes 2-3 business days – and asked if I could transfer some of my Mileage plus credit over to the Sapphire – yes, no problem. I got a feeling this card is going to be a keeper. Thanks Daraius!

  5. MMS, what is the difference between Chase Sapphire and Chase Sapphire preferred? 20% extra when redeem travel etc, 7% annual bonus. What else?
    As long as I can transfer UR points to other programs, sounds I should downgrade to avoid annual fee.

  6. @PR – Glad you like it! Chase is great to deal with – much better than AMEX in my experience.

    @Eric - The main benefit of the Sapphire Preferred is that you can transfer points to the air and hotel partners which you can NOT do with the regular Sapphire card. However, you can transfer points to air and hotel partners if you have the Ink Bold.

  7. Can I transfer my chase reward points to my sons chase rewards?

  8. @Kevin – You can transfer Ultimate Rewards from your account to someone else’s account and also to someone else’s hotel or airline account.

  9. I’m booking a trip via The Open Center in NYC for a Writers Retreat?Workshop with an author in Italy. I was told by Chase that double points depend on “code” used when they bill. It is a “class”. It is “travel” It includes the food I will be eating. Does anyone know if the Rewards Program will accept the receipt, a letter from Manager of Registration etc? If they are rigid and Open Center bills as “Class Trip”, I’d lose the extra points.

  10. @Anne – It depends how the merchant categorizes the purchase and having receipts and a letter won’t get you the double points if it isn’t classed as travel. I suspect that if it is billed as a class you won’t get the double points even if it includes travel and dining.

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  14. Hello. I’m sory if this was covered already but,:

    I have the Sapphire preferred Mastercard since April and have met the spending requirement. It is still open.

    If I apply for the Sapphire preferred Visa, will I be approved?
    Thanks for your help!

  15. @BFA – You may have to close the MasterCard to get approved for the Visa, based on reader feedback.

  16. Hi Darius, Two weeks ago I applied for the Chase United explorer and approved. confirmed with rep that I will get 50K points after first purchase. Shall I wait for 2-3 months before I apply the Chase preferred card. I also have Chase Slate and I took the no 0% BT fee option. United card was approved for 21K limit. Also, I have 4-5 credit enquiries in last 2 years. I will be completing the minmum spending on the my AA cards received using your 2-browser trick and completed the minimum spending this week. Is there a Chase policy not to approve cards within a month or some period?

  17. Hi Darius,
    Recently I closed my Saphire account without realizing that I lose all my UR points at the same time. I called CSR, to no avail..they are not willing to re-instate my points.. what can I do?? I am very upset about it… They never warned me about it when I was closing it.. I feel like I was robbed…

  18. @RK – I’ve got 2 Chase cards in a month after calling the reconsideration line, but a lot depends on your personal profile, so I can’t really comment on your chances.

    @sammy – Unfortunately, I doubt there is anything you can do, but you can ask if you will get the points back if you reopen the account.

  19. I got the 50k from the preferred card and I want to close the card b4 I get charged the annual fee what should I do so I don’t lose all my points

  20. @Mordy – You should either transfer your points to another Ultimate Rewards account or to airline and hotel partners before closing the card.

  21. MMS-might be a little off topic but here goes. Recently gt the BA card from Chase with the 50,000 bonus after first purchase plus additional bonus miles after spending $20,000 in $10,000 increments. I tumbled on an offer while on the BA website that awarded the additional miles after paying fee for second year. I sent Chase a secured message asking to be fostered for the alternate offer and aw denied. Any thoughts?

  22. @Bill
    I did the same thing back in April. Had a pretty long back and forth with Chase rep over several PMs. The sticking issue for Chase is that: 1) they see these two offers as the same- each gives the cardholder 100,000 avios so there is no extra bonus to match 2) The additional 50,000 avios are not really awarded at this time (one year gap) so there is nothing to match.

    of course we all know that there is a big difference in the offers in how much spending is required, but from a technical standpoint Chase is giving 100k avios with both offers.
    I did get the rep to concede that the 100k offer after two annual $75 fees was a viable offer from when i signed up and i will be able to contact Chase again at my april 2013 card anniversary to see if they will match at that time (doubtful). the one year gap will no longer be an issue at this time. I really don’t think it will work, but there is always YMMV so who knows.
    Also, there was a definitive no on matching the lower annual fee.
    Needless to say I have not been using the BA card as I feel that Chase is acting obtuse by claiming that the two offers are the same ($20,000 vs. $75) really Chase??? good luck

  23. Thank you for taking the time to contact Chase.

    I understand your concern and want you to be completely
    satisfied with this account as well as the service that I
    am unable to provide you. Enrollment incentives offered
    to new cardmembers are always changing. Chase is aware
    that upon opening a new British Airways credit card
    account, you may find an enrollment incentive that you
    find more appealing. Based on this, enrollment incentives
    that offer more Avios than you are scheduled to receive
    are honored within 60 days of opening. Unfortunately
    Chase cannot alter the timeframes in which bonus Avios are
    earned or the amount of the annual fee associated with an
    account.

  24. @Bill – I wrote about the alternative offer before, but folks haven’t had luck being able to get matched to it.

  25. Pingback: 5,000 Priority Club Points ($35) for Select Hotels Through October 15, 2012 | Million Mile Secrets

  26. I have a regular chase sapphire card which i got a couple years ago. Do you know if i would still be eligible to get the 40k if i sign up for the preferred card? I saw this was asked in earlier post, but didnt see and answer. Thanks a lot for the help!

  27. i applied for the card and was approved. they confirmed that i will get the sign up bonus even through i already have the non-preferred sapphire card.

  28. Hello,

    Does anyone know if I can transfer Sapphire sing-up points to British Airways account and then transfer from BA to American Airlines account? Trying to pool as many AA miles as possible (as quickly as possible).

  29. Pingback: Priority Club Visa 80,000 | Million Mile Secrets

  30. “You earn a 7% (point) dividend on all points earned in a year”

    Do you know if you will earn the 7% back from all the points I earned through the shopping portal and the sign up bonus.

    Thanks in advance!

  31. @Corridor! – I beleive folks got the 7% bonus last year on the sign-up bonus and for shopping via the portal, but Chase sent out letters in June/July this year suggesting that the 7% dividend would only be on 1X and 2X categories and nothing else.

  32. Hi,
    I’m approaching a year with this card, and although the sign-up bonus was great, I’m having a hard time justifying keeping this card now that the $95 annual fee is going to start kicking in. Why exactly do you think it’s worth paying an annual fee for the card? As far as I can tell, actually earning UR points by spending doesn’t seem that attractive, since they don’t really give out bonus points besides booking travel through them or shopping through their affiliated retailers online. It seems like I can earn points at a faster rate with other cards for a majority of my typical credit card purchases (gas, groceries, drugstores, bills, restaurants, Amazon). Thanks!

  33. @Rob – We actually cancelled Emily’s card and I got one to save on the annual fee. However, it doesn’t charge foreign transaction fees which is a plus. Bottom line is that it may be good for my use, but doesn’t have to be for yours! You may get a better bang with the Chase Freedom or other cards which offer category bonuses in the categories you regularly use!

  34. Thanks, I just wanted to make sure I wasn’t missing anything before going ahead and cancelling it. I will say that the zero transaction fee was nice when traveling this summer, and the card itself looks and feels very cool and I’ve actually gotten compliments on it, but I think I can swing better deals on other cards. Thanks again for the help!

  35. Pingback: How to Earn LOTS of Points With American Express Bluebird for Mortgages, ATM Withdrawals, Rent, Loans, & Almost ALL Transactions! | Million Mile Secrets

  36. Do you need to transfer the points to a program of your choice before cancelling the card ?

    Also let’s say if my anniversary date is on the 5th of January. I decide to pay the yearly fee of $95. But then on the 15th of January, I cancel – do I get a pro rated refund ?

    Thanks again

  37. I signed up for the Chase Sapphire Preferred Visa back in May 2011 and closed in May of 2012 before the fee hit. My question is can i apply for the mastercard version of the card to receive the bonus again? Thank you.

  38. @Jeff - Reader feedback suggests that you can. Please let us know if you do get the bonus!

  39. Hi, wondering whether you foresee any new developments re the Chase Sapphire Preferred card in the near future. i.e. should I take the plunge now and apply for the card, or should I wait?

  40. Chris – I don’t have any inside information, so I can’t really say.

  41. Hello, I’m looking for a great card to redeem miles flown. I’m from the US, my girlfriend is from south Africa. We will be flying back and forth a couple times a year at least. It’s 10k miles one way for one of us. What is the best card to take advantage of the miles flown? Also considering the money spent on airfare alone? Thank you for your help!

  42. @Matt – It depends where you credit the miles. United and US Air are good choices since they are both part of the Star Alliance. For spending, the Chase Sapphire Preferred earns 2 points per $1 spent and you can transfer points to United. So if you credit flights to United you could add the points from spending on a credit card to your United account.

  43. can you publish the Chase reconsideration dept.telephone number???

  44. Darius,

    I’m coming up on the annual fee for the Chase Sapphire Preferred Visa card. I already got the 50K points and have about a 15k balance after using/transferring the points to United earlier this year. I’ve been using it as my main dining card and general purpose credit card. However, I’m trying to figure out if it’s worth paying the $95 fee. I called them and the Sapphire Preferred rep refused to waive the fee and will only downgrade the card to a plain Sapphire without the fee.

    I am thinking about getting doing the Chase Southwest personal and business card deal and going for the companion pass. Should I cancel the Sapphire Preferred Visa, downgrade, or maybe even go for the Sapphire Preferred Master card later next year (assuming I can still get the bonus)? The only other Chase card I have is the United Explorer which I will also cancel soon (may have to for the Southwest cards) since I don’t use it.

  45. @Jack - It is 888-245-0625. http://millionmilesecrets.com/2011/08/15/credit-card-reconsideration/

    @Nick - You could always cancel, get the other Southwest cards and then later on get the MasterCard version. You should be able to get the bonus on the MasterCard version as well. If you do cancel, be sure to use or transfer the points before cancelling otherwise you’ll lose the points.

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  47. I just helped my brother get $800 dollars worth of flights just by having him do a few simple things. He already had the chase freedom card with 50,000 points accrued so i told him if he got a Sapphire card it would link to his freedom card, and he could transfter the points to his sapphire, then from there to Southwest and use them towards wanna get away fares at 1.67%. He applied tonight, got approved immediately, the new account showed up listed in his Chase accounts seconds later (that surprised me). He then transferred 45,000 of his points to his Sapphire card. Since he didn’t have a Rapid Rewards account he transferred the 45k points to my Rapid Rewards account, then I booked his two round trip nonstop flights to Florida. Would have cost him almost $800 cash and instead only cost him 10 bucks total! Plus he will get the 40k bonus when he spends 3k. I feel proud i saved someone money!!
    On another note my 50k bonus for my SW plus card also posted today so now i wait for the premiere Card to offer 50k for that version and I’m on my way to a companion pass! Woohoo Happy New Year!!!!

  48. @Shelley - Happy New Year and thanks for sharing!

  49. My wife applied for the CSP card using your link a couple weeks ago and was declined. I was able to get it approved today after a few calls to reconsideration line.

  50. Pingback: No Foreign Transaction Fee Cards | Million Mile Secrets

  51. @gocong – Thanks for using our links and congrats on the approval.

  52. We just got approved for a CSP with $6200 CL…we plan on taking a trip to Europe next year and want to fly first class from the US…How would you recommend I use the card so I can upgrade without paying anything extra? Thanks.

  53. don’t forget – before you transfer points to Hyatt, check that you can’t book the same room through the Ultimate Rewards travel site for less points (my wife just saved 9,000 UR points that way)

  54. @Mike E. – Congrats! It is 100K in business class or 125K in First Class, so you’ll need more miles. There is a United card with 55K miles and the Ink Bold/Plus offers 50K points which can be transferred to United. That said, the best use is to redeem for a business or first class ticket and paying miles to upgrade (after paying cash for a ticket) is usually a poor deal.

  55. Pingback: Won’t Last Long: Select InterContinental Hotels for 15,000 Priority Club Points & Other Delights | Million Mile Secrets

  56. I have gotten some great redemptions through the UR travel. I recently booked 2 hotel rooms in Park City for 4 nights– 28000 points each. I booked the Palazzo in Las Vegas for about 50,000 for 4 nights. I have also booked several plane tickets. I always check them first when booking trips. I wish the AMEX travel site were a better deal. I have membership reward points that I would love to use at a good value. If anyone has any tips for that, let us know.

  57. @Kathy – The UR Travel site is very good especially for rentals. Here’s a post on using Membership Rewards points, but there aren’t that many good deals.

  58. Just got the 7% dividend for 2012…. 7% on the $3,000 spend & 40,000 bonus points = 3,010 points :)

    I guess they ares till giving the bonus on all of the points including sign up bonus points.

  59. @ih – Thanks for the update and good to know!

  60. My Sapphire card renewal is up this month. I spent about $22,000 last year. Can you get the 7% dividend, cancel the card and get the $95 annual fee back?

  61. Can you apply CSP and Ink Plus/Bold at the same time?

  62. @Happy Feet - It depends if the fee has posted or not. Sometimes they take it off and sometimes they are stricter.

    @Nam – You can, but you will likely have to call the business reconsideration line to get approved for the Ink card.

  63. Hi Daraius,

    Thank you so much for this post, because of it I signed up for the Chase Saphire about four months ago and I absolutely love it. I’ve accrued my points and plan to use them at Indian Wells Hyatt (Tier 5 Hotel).

    My question to you is, I was not allowed to use points to reserve the room for the weekend that I requested and unfortunately our date is firm and we can’t go another date as we already planned concert tickets and dinner dates, etc… The customer service rep. said they were sold out, but I could use my Credit Card… So I went ahead and used my CC to book the room as she informed me that I could potentially use my points if a room becomes available.

    Have you ever experienced anything like this? Am I screwed and won’t be able to use my points? I know this is a strange question but any advice would help!

    Thanks again for all of your advice,
    David

  64. @David – If the hotel is not selling regular rooms, you won’t be able to use your points. But perhaps they have a club or suite available for more points? If you do pay cash for a room, you can upgrade to a suite for 6,000 points which is a heck of a deal!

  65. Hi D, I just got approved for Chase Ink Bold for business yesterday and was planning to apply for Chase Sapphire preferred. DO you know if they will pull a new credit inquiry or Chase will use my recent inquiry for approval?

  66. @AD - You can apply for the Sapphire Preferred, but inquiries on separate days are usually seperate.

  67. Daraius Please add United to the list in
    2) Transfer Points at 1:1 Ratio To Partners
    British Airways
    Continental Airlines
    Hyatt
    Mariott
    Priority Club
    Amtrak
    Thank you

  68. Is ultimate rewards from Chase Freedom the same as from Chase Saphire? If so, I can’t figure out how to transfer them to a miles or points program…

  69. Will it really take 6 to 8 weeks for Sapphire Preferred bonus points to be posted to my account after meeting the $3,000 spending requirement? If so, is there a way to expedite it?

  70. @Do It – Done!

    @HollyS – You can’t transfer Ultimate Rewards points from the Freedom directly to hotels or airlines. But you can transfer those Ultimate Rewards points from the Freedom to your Sapphire Preferred or Ink Bold/Plus and from there to airline or hotel programs!

    @Jeff – It usually posts when the statement in which you complete the minimum spending closes provided you completed the spending 6 to 10 days before the statement closing date.

  71. Hi Daraius- I have the CSP Visa card. Do I get a bonus if I apply for the Mastercard? Thanks

  72. @Mo – Possibly, but they usually don’t let you keep both cards open at the same time, so you’d have to close the Visa version.

  73. What should be the time between applying for two Chase cards? I got approved for the Mileage plus card a month ago. Should I wait till I apply for this one?

  74. @Yalie – It depends. If you have no other Chase cards besides the Mileage Plus card, you could apply for another one, but would need to call their reconsideration line to get approved. I usually apply for 1 business and 1 personal card at the same time from Chase.

  75. I got the letter my application was deny because “Too many requests for credit”. I applied 3 cards almost the same time.
    1 is approved. another one I don’t know yet.

    I really like this card. May I call to explain? who should I call? Or if I can’t, how long should I wait to try again?
    Thanks

  76. Pingback: Your Question Answered | Million Mile Secrets

  77. I am trying to decide between the Freedom and Sapphire Preferred cards. Do you know if the underwriting criteria are similar? I called Chase and they only gave the standard “based on a review of your credit report” answer.

  78. @Wendy – You could call the reconsideration line to see if they will approve you for the card. Good luck

    @Keith - I believe the Freedom card may be easier to get since it is a more entry-level card. But a lot depends on your profile with the bank.

  79. Pingback: Points Break Up To June 30, 2013 | Million Mile Secrets

  80. Just used your link. Thanks so much for the helpful tips regarding the reconsideration line. I, too, am very impatient. Applied yesterday and called today. They gave me a $20,000 credit line. I’m pleasantly surprised!

  81. Just applied using your link and got decision pending. Not sure what this means but looks like I’ll have to give chase couple of weeks to write to me if any issues or just send the card

  82. @Shar – Congrats and thanks for using our link!

    @Ron – Thanks for using our link! You could call the reconsideration line if you’d like a quicker response.

  83. Do you know that UltimateRewards program adds Virgin Atlantic as new partner?

  84. What’s a major difference between Visa and Mastercard for Chase Sapphire Preferred Card?
    Maybe conversion operation based on EURO or USD?

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  87. Hi Darius,

    My first year is reaching an end on the Sapphire preferred visa. If I cancel it right now, when do you think it will be better to apply for a Mastercard version? Also, I am not able to find a link to the mastercard application. Can you help?

    Thanks a lot.

  88. Pingback: Southwest Holiday Schedule, Hyatt Points Promotion | Million Mile Secrets

  89. Hello Darius,

    There is an alert on the Brads Deals website indicating that both the CHASE Sapphire and INK Bold deals were coming to an end tomorrow. Do you know if thats true? Here’s the link to the site:
    http://www.bradsdeals.com/deals/2-top-credit-card-offers-ending-p129471.html?tid=755688-2013-05-12-12-00-p-129471-email-544070&emailid=544070&d=051213&utm_source=email&utm_medium=newsletter&utm_campaign=20130512-4942
    Thanks,

    Rob

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  91. goals^n^dreams

    Can I use 2 browser trick to apply CSP master, Priority? or 3 browser trick for CSP master, Priority, and Soutwest business? Thank you for your help!

  92. goals^n^dreams

    I know Citi doesn’t allow that anymore. How about Chase?

  93. Thanks for all your help
    I was looking into a CSP card, but the 3k spend in 3 months is a little steep for me. ( i don’t do any manf. spending and my expenses are quite low) I called up my chase branch and they said the offer is for a 2k spend and they offered to mail me some info. Do you know anything about the 2k offer?

  94. @Robert – Not that I know about!

    @goals^n^dreams – It doesn’t work with Chase because you have to call the reconsideration line to get approved. But you can usually get 1 business and 1 personal with a call to the reconsideration line.

    @Max
    - I’ve heard of the $2K offer in bank branches, but there’s no Chase branch in Kansas so I haven’t checked personally.

  95. I think I’ve asked this before, but so much info is getting me confused…. I currently have the CSP,I got it b/c I wanted more SWA points for flying- it was great for that purpose, now it’s coming up on the anniversary,and though I like the options,I don’t think I’ll use it much so I think it’s not a good daily card for me….The lower tier sapphire doesn’t allow transfers into SWA,am I right? So even tho I am in UR program currently,once I cancel the CSP,my transfer/use options will stop also. Is this correct?
    right now I use the SWA for daily use,as those RR points are my fave thing… So I would be smart to cancel the CSP before the anniversary, how long before the date is a good time to cancel?

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  98. Charles Li

    I have a chase sapphire card. Can I sign up and get the promotion on Chase sapphire preferred?

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