Update: As of October 10, 2011 the 75,000 mile offer is dead, BUT there is still a 50,000 mile version available.
Check out Use The 2-Browser Trick To Earn 100,000 Free AAdvantage Miles
AAdvantage 75,000 Mile Bonus Offer
Emily and I have earned over 1,200,000 AAdvantage miles by applying for Citi AAdvantage Credit Cards. That lets us have lots of Big Travel with Small Money!
We recently used 180,000 miles to fly First Class on American Airlines, British Airlines, and Jet Airways to London and Bombay. And so can you!
We used to “churn” these credit cards i.e apply for a card, get the bonus, cancel the card, and reapply again after 2 months and get the bonus again! You may be wondering if this impacted our credit score.
No. It did NOT! Our credit score decreased by ~5 points with each application, which is a negligible decrease. Stay tuned for a later post where I explain how your credit score is calculated.
Sadly, Citibank no longer allows churning every 2 months and restricts the sign-on bonus to first time applicants.
However, in my experience, churning Citibank AAdvantage credit cards is possible, but you have to wait for at least 18 months since the last successful approval to reapply.
Update: I recently was approved for 2 new Citi AAdvantage cards which is another 150,000 AA AAdvantage miles for me!
Reports on Flyertalk indicate approvals on AAdvantage cards around 18 months after your last successful AAdvantage card approval.
Be careful when you reapply, since Citi is very inconsistent in their approval process and you may get different results than mine!
AAdvantage 75,000 Mile Bonus Offer – First Time Applicants
The current Citi AAdvantage offer is for 75,000 miles per card. That’s enough for 3 roundtrip tickets within the US in economy class, or a one-way trip to Asia on Cathay Pacific in First Class (one of the world’s best airlines), or a return trip in Business Class to South America!
In tomorrow’s post, I’ll suggest ways to spend the AAdvantage miles earned. If you can’t wait until then, look at the AA Award Chart which is located in the “Airline Award Charts” sub-menu under the ” Mile & Point Resources” menu on the blog.
Where do you want to go? 
If you’ve never applied for a Citibank AAdvantage Credit Card, you CAN get up to 225,000 AAdvantage miles, worth at least $2,250 if you conservatively value AA miles at 1 cent per mile.
If you don’t have an AAdvantage account, sign-up for one here, before you apply for the Citi AAdvantage Credit Cards.
There are 2 version of the same deal available, but I recommend the first version since the minimum amount of spending required to get the 75,000 miles is less.
1) 75,000 AAdvantage Miles after $1,500 is spent in first 6 months:
You have to spend only $1,500 per card within 6 months of applying in order to get the 75,000 AAdvantage miles.
You should know, however, that this offer has officially expired. However, the links are still working and many people have been approved for the deal. I got the Citi Business card through this link in February and I was approved for 2 new personal cards in July.
UPDATE: Blog reader Larry (Thanks, Larry!!) confirms receiving both personal Amex and Visa cards on May 31, 2011 and reminds us that the spend start date is the date you get approved for the card, NOT the date when you call to activate the card!
- 75,000 AAdvantage Bonus Miles – Visa Personal
- 75,000 AAdvantage Bonus Miles – Amex Personal
- 75,000 AAdvantage Bonus Miles – Visa Business
You will get 75,000 AAdvantage miles, in this version of the deal, after spending $4,000 within the first 6 months of applying.
If you feel uncomfortable applying for the above deal online, because the terms and conditions do not specify the 75,000 mile bonus –even though many folks on FlyerTalk have confirmed receiving the bonus and so has Emily — you may want to confirm the bonus when you call to activate your cards.
5 Tips to get the most AAdvantage miles through this offer:
1) Your goal should be to get all 3 cards (Personal Visa, Personal Amex, and Business Visa) for a total of 225,000 AAdvantage miles.
2) However, you CANNOT apply for both Personal cards (Visa and Amex) AND the Visa Business card simultaneously. If you do apply for all 3 cards at the same time, you will be denied the Business card and will have to wait 95 days to reapply.
3) The 75,000 mile bonus is only for first time cardholders. One bonus for first time personal cardholders, and another bonus for first time business cards holders.
So if you apply for the Personal Visa today and the Personal Amex tomorrow, you will be denied the bonus on the Personal Amex since you’re no longer a first-time cardholder. But the 2-browser trick described later on takes care of this problem!
4) Here’s how to get all 3 cards and 225,000 AAdvantage miles:
- Apply for the Citi Personal Visa ($1,500 spend requirement) and the Citi Personal Amex ($4,000 spend requirement) and on the same day by using the 2 browser trick below. You will earn 150,000 miles for these 2 cards.
- If you are concerned about completing the minimum spend, I’ve listed more than 40 ways to help complete the minimum spending requirements. You only have one chance at applying for both the cards together, so don’t let the minimum spending prevent you from applying for both cards at the same time.
- After 65 days apply for the Citi Business Card and earn another 75,000 miles. If you apply earlier than 65 days your application will be automatically denied because Citibank likes to see 60+ days gap after a personal application and 90+ days after a business card application.
- Here is a later post on the 3 ways you may qualify for a business credit card, and tips on how to fill out a business credit card application form.
5) The 2 Browser Trick:
- In order to get 2 bonuses for the AAdvantage personal credit cards, you have to submit 2 applications for the Citi Personal cards (1 Amex & 1 Visa) at the same time. If you submit the 2nd application the next day, you are considered an existing cardholder and will not get the new bonus.
So here’s what you do.
- In one browser, say Firefox, fill out the application for the Citi Personal Visa card for 75,000 miles. Don’t click on submit yet!
In another browser, say (Internet Explorer or Chrome) fill out the application for the Citi Personal Amex card for 75,000 miles. Don’t click on submit yet!
Hit submit on the first application and then switch to the other application and hit submit. If all goes well, you should get the sign-up bonus on both cards!
If you don’t have 2 different browsers, download another browser. If you want to use the same browser for both applications make sure to delete all the cookies in your browser and reopen the browser before submitting the 2nd application.
If you are not approved immediately, you may want to wait or either call the application status line (make 2 separate calls; one call for the visa card and one call for the Amex card) and confirm the terms of the offer. Don’t tell them that you applied for 2 cards!
The 2 browser trick usually works, but understand that there are no guarantees and that your mileage may vary (YMMV)!
6) Wait for your card to arrive and confirm the minimum spend required to earn the 75,000 miles when you call to activate your card.
Oh, and the first year annual fee is waived on both the personal ($85) and the business card ($75) so you are getting these miles for free!
Getting 150,000 AAdvantage miles for free and using the 2-browser trick gives me the same adrenalin rush back when I used to find loopholes as an auditor!
I don’t get any referral bonus or payback from Citibank for this post or for the links to the Citi AAdvantage credit cards. In the spirit of full disclosure, I do own negligible amounts of Citigroup stock.
The only benefit I receive from this post is the thrill in helping you earn lots of miles from a Fortune 14 bank for very little effort!
Bottom Line: This is an AWESOME deal and you should move quickly since there’s no guarantee how much longer these deals will last.
You can do a LOT with 225,000 AAdvantage miles – including 9 US domestic economy trips on American Airlines, or First Class flights on some of the worlds finest airlines such as Cathay Pacific, Jet Airways, and British Airways by redeeming through American Airlines for their One World Alliance partners.
*If you liked this post, why don’t you sign-up to receive free blog posts in your email or in a RSS reader …because that way you’ll never miss another tip on earning more miles and points!
Was this post helpful for you? Was it too long? I want to make this blog useful to you so please let me know in the comments or email me at daraius @ millionmilesecrets.com
Related Posts:
- 6 Ways To Use 150,000 AAdvantage Miles
- 3 Ways You May Qualify For a Business Credit Card
- How To Fill Out a Business Credit Card Application
- 40+ Powerful Ways To Complete Your Credit Card Minimum Spending Requirements
I have earned and redeemed millions of airline miles and hotel points to travel the world for free. Now I'm blogging to help more people do the same! 
How long do I have to wait after canceling an Amex card to reapply to get the bonus miles. I am actually thinking about doing this for a JetBlue card and the Citi Amex card that I never use but I wondered how long do you have to wait to open again to get the bonus miles with AMEX? Plus, I don’t want my JetBlue miles to expire…which expire 12 months if you don’t fly or use the card to generate activity. Thanks for the help
In general, how long do you have to wait to reapply for cards to get another bonus after canceling the card?? I was even thinking of canceling Southwest Chase Card and reapply once the offer goes back up to 50000 miles again. Your advice would be appreciated.
@Mark – I’m not sure if the links are down temporarily or if the offer has been discontinued. They were working last night, but not today. Stay tuned for more info. The AMEX card in the post is issued by Citi, not AMEX.
Hi Darius,
The 4K Vis and the 4K Amex were working last night as I had my wife apply for the two cards. However, she was not instantly approved and I had her call the card center to try and get the apps approved but they told her it would take 7 to 10 days to get approved. Do you think this happened b/c she applied for the citi premier card about a month or two ago? She has excellent credit over 760 and I was wondering if this was a result of having that app in and would the 18 month rule apply here? Thanks for all your hard work and quidance.
@Nathan – Good to know that they were working last night. Citi usually lets you apply for only 2 cards every 65+ days so the approval for the premier card may have something to do with it. I would call back today and see if they can manually approve the card.
@William Haardt – The Jet Blue card is issued by American Express bank and the Citi AMEX is issued by Citi. Citi usually lets you have the card a second time 18+ months since your last approval and you may be able to get the AMEX card again 2 years after cancelling it.
Chase will usually never let you have the bonus for a second time unless it is a new card product. This post may be helpful.
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The links are not working today. Any help would be appreciated.
Thanks.
UPDATE! Hope I am not the last one to get it. Looks like site still down. Originally applied 8/23. Got approval email today for both personal visa and amex for 1500 and 4k. confirmed 75K with phone call. My wifes application still pending. Thank you all for the info.
@Ray & AJ - The 75,000 mile offer is dead, but you can still get 50,000 miles from the cards. I’ve written a new post about the 50,000 mile offer.
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I know that the 75,000 mile deal is dead. But, I applied for the 75,000 mile business card a week ago and was denied. I already had a 30,000 mile active citi aadvantage business card. I called in and inquired to why I was denied, for I have excellent credit. The rep told me it was because I already had a citi advantage business card. By the way it was about 16-17 months old. To get approved again, should I (A) cancell my business card and try again later? (B) Or, wait til it gets about 18+ months old and then apply. I am only talking about the business card only. What is my best route to take here? Thanks. I am aware that I can only go for the 50,000 mile card.
@Willie – It is 18 months between personal Citi AA cards (you don’t need to cancel them). For the business cards the reports are that you have to cancel the cards and wait 2 to 3 months. This used to work for me, but it hasn’t worked the last 2 or 3 times for me.
Is there any information saying how long the 50,000 mile offer will be available? Thanks.
@Willie - The current offer is until October 31, and there are other offers for 50K miles with expiration dates in November (but with $3K spend instead of $2.5K).
I did the 2 browser trick and was approved on Sept 6th. How long do I have to wait to apply for the 50,000 mile business card? Thanks.
@Willie – You should wait 65+ days from your last Citi personal application before applying for the biz card.
applied the night before the offer expired, didn’t get instantly approved, but when i called today Citi said amex is still under process and visa application was cancelled since the offer i had applied under expired..so i asked them why did they cancel application and not offer any alternative/similar offer, agent didnt have any answer for that… anyhow hope the amex comes through….
What will happen if you apply on day 65 and get denied? How do they deny you? Do they tell you that you have had too many applications in a certain time frame? Or, do they just out right deny you period. I’m not try to be difficult here, what I am trying to accomplish is getting my business card approved and in my hand before black Friday. The day after Thanksgiving when there are some super buys on items. Because last year I spent over a $1,000 on black friday, and I am trying to get my card in hand before then. Thanks for all of your help. One last thing. If i do miss the 65+ days by a day or two and am told that I have an application in too soon, will I then have to wait another 65+ days or will I just have to wait another 5-10 because I applied too soon. Thanks.
@vikas – That’s too bad.
@Willie – You’re not being difficult. However, I won’t expect a large credit line for a business card. I’ve got $1,000 limits in the past, and readers have commented that their limit was also $1,000 so no big shopping trips with that! The reported time is about 60 days between applications, but I write 65+ just to be sure. That said, if you are denied you have to wait 90 days (not 60) to reapply since the time period between business card applications is 90 days.
Thanks for all the enlightenment. I guess I must have been one of the last ones to be approved on the 75,000 miles (both Visa and Amex personal cards). I applied on Oct 8 with the 2 browser trick, got instant approval for $15.5 k each, cards arrived Friday, confirmed mileage bonus at activation. Life’s good !!
@Neeraj - Lucky you! Enjoy the 150K miles!
I applied October 8 for both cards and did not get instant approval. I called in and told everything looked good and another dept has to review it. Today I got two letters in the mail stating the offers have expired. I have 750 plus credit. What do you think i should do about the letters?
@joanne – Sorry to hear about that. Unfortunately, I don’t think there is much you can do besides calling or writing and asking to be considered for the 50K offer. If they don’t consider you for the 50K offer, you could wait 2 months (perhaps something better will come along!) and then reapply.
Is the 75,000 mile off the best one for AA that you have ever seen? Just wondering. I know that the 50,000 mile deal is the best thing going for right now. What are the chances of getting a better deal later? I am caught in mid-stream trying to get the business card. I got the 2 browser trick cards, but didn’t have enough time to get the business card. How often does citi advantage give out the offer for the better cards. I know that they offer the 25,000 & 30,000 and even some 40,000 mile offers all the time. But, I’m wanting one of the higher mile offer ones that they don’t advertise on th AA page or even their home page. Thanks.
@Willie – You’re right that a 50K offer seems quite ordinary now and par for the course. The highest AA offer I’ve seen was for 100K miles, but with a 10K spending requirement. Citi has purchased lots of AA miles, so you may want to hold off for a bit. Perhaps there will be some good offers after December 1, once AA no longer counts all earned miles as being eligible for million mile status.
I applied for the aa amex and personal visa, using the two browser trick. I was approved for the amex, however I received a notification to contact them with my application number. I called the credit center and they were closed. I then called back 3 days later and was received approval for the visa aa card. Will I still receive both 50,000 credit card offers?
@Ken – Sounds like you will receive both the cards!
Is their any insight, or any speculation as to of what new offers Citi cards will offer on their new cards? Thanks.
@Willie – Since 50K is the new standard, I’d expect to see something higher that that!
If you were just merely guessing, when do you think a better offer will be out? Do you think it will be in 2012? Thanks.
@Willie – Yes, I was just merely guessing. I’d expect to see it after November, but I really don’t have any inside scoop!
Taking a chance on a better offer in Dec. My wife took advantage of the 75k offers. My citi accounts are over 4yrs old so I should be able to apply again. Hopefully see 75k or better again once the AA program changes.
@JJ — I’m going to do the same thing. I’m waiting on a better deal. Hopefully we will get one!
I just applied today, i got approved for both cards… 100,000 points still alive….. my question is.. is this legal ??? can we get in trouble for this??
@Daraius – I just recently signed up for the two 50k Citi AA cards per your double browser trick. It worked great. I am new to the mileage game and this blog has been a godsend- I can’t thank you enough for being so passionate about helping regular guys like me to be able turn the unlikely dream of traveling into a reality. In getting these two cards there is no way I would be able to meet the combined $5k spending requirement with normal spending, so I am looking to use Amazon Payments and Venmo to hit the limit. Do you know if Citi considers these transactions “cash advances”? (I know people ran into that issue with the AMEX giftcards). Thanks!
@Everett – Amazon will charge a cash advance fee if you select the “cash advance” option. It is best to try out a small amount to see if you are charged a cash advance first. In my experience, I have not been charged cash advance fees with Citi.
@Everett- Just as Daraius explained, the “cash advance fee” will not be the issue. The issue will be your account will be shut down soon, especially with Venmo. I only did 2 times with Venmo($200 dollar per send between me and my husband). At the third time, Venmo freezes both of our accounts and reversed the charge. Even though my amazon account still open(I frequently buying stuff from amazon, but never from Venmo), proceed with caution would be the best.
Hi Daraius,
Hope you’re doing well with all the festivities. I have a question for you. My brother’s credit history is less than 6 months. He already has a Citi Card, not an AAdvantage though with only 700 bucks as limit. Should he wait 1+ year to apply for these mileage cards? What do you think?
i had recently applied for both visa and amex, but just got mails saying that the offer had expired and didnt get both the cards….should i wait before applying for both the cards again or can i apply right away?
thanks in advance
@Jack – Thanks for sharing!
@Vishal - I would recommend waiting a few months to build up your brother’s credit history before applying for the cards.
@Vikas – You may want to wait 65 days just to be sure and then apply again. There could even be a better offer then!
I have tried to use your links to apply for the visa and amex cards today, but they aren’t working…
Each time I click on the link it says, “A system error has caused a delay in processing your application. Please try again later.”
Please tell me it isn’t gone!
@Katy - The 75K offer is dead, but at the top of the post are links to the current 50K versions with 2 lounge passes + $150 statement credit. Or you could wait until next year for a better offer.
Can my wife and I use the same AAdavantage account to combine points earned when applying for separate applications?
If not, can I use my previous AAdvanatage account that already has some points to apply for future cards just for me, and have miles earned be posted to that?
Thanks!
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I currently have a Citi AAdvantage MasterCard I’ve had since 2004. Can I apply for the visa and Amex cards and get the bonuses? Will I get the bonus if I have a Citi Visa card with a different airline (Southwest)?
@Mike - You can’t and shouldn’t use the same AAdvantage account for both your wife and your applications. You should use your existing account if you have one. Remember that you can book tickets for anyone from your account.
@Katy – Folks have been having success getting the bonuses again if it has been 18 to 24 months since their last approved AAdvantage card application. That said, Citi is very variable in their policies,so YMMV (Your miles may vary). Having another Citi card doesn’t exclude you from getting the bonus for a different loyalty program. The Southwest airline card is issued by Chase so having that card shouldn’t prevent you from getting the bonus on the Citi card.
looks like we won’t be getting our bonuses – American Airlines file for bankruptcy!
http://www.reuters.com/article/2011/11/29/us-americanairlines-idUSTRE7AS0T220111129
@Alexus – The bonuses are issued by Citi not AA so you will get them. I wouldn’t worry about the bankruptcy, because it won’t affect the frequent flyer program. You can use your miles just as you did before!
Got the letter from AA and it confirms it. no change to miles program
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I’m a long-time Citi AAdvantage MasterCard customer, but it’s been many years since I applied for the card. I just tried doing the 2 browser trick, and got approved for the Citi AA Visa (hooray!) but got “waitlisted” (so to speak) for the AmEX… it said my application needed further review. Has this happened to anyone else?
@Alex, yes, it happened to me twice – once w wife & once w me. I got mine approved and failed on hers. Called the reconsideration line and escalated to a supervisor. She said it was because I had too much credit line w citi (no balance). I asked if I could transfer over like chase does she said no. I put up a bit of a fight and explained I’m exposing no more risk to citi transferring. She came back and said I had been approved for a 12k line??? She didn’t even ask me about the visa app? Idk if she could see it or was too busy to bother. I got both cards a few days ago. FYI-all this took place within 10 minutes of me getting the waitlist.
Just checked AA and my 150k points are posted!!! Was pretty easy to spend the required cash during the Christmas season! Thanks so much!!!
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None of the links work for me! Are there updated links? Does the 2 browser trick still work?
@Gabe – The 75K offer is dead, but there is a link to the current 50K offers at the top of the post.
Hi
I applied for the card Citi AAdvantage VISA in June and started using it in July. By the end of October I spent $1847 on the card and the miles still have not posted to my AA account. I used the 2 browser trick and got the AMEX card, spent the minimum and those posted right away. Should I call VISA and ask them why I didn’t get the miles posted, or will they say “you got the 75k for AMEX, you can’t have both”?
PS – How long do you wait before you cancel the cards?
@Kathy – I would call them and see what happened. Could it be that you got the $4,000 minimum spend VISA version? I’d call Citi and see which account they posted the miles to. Do the miles appear on your credit card statement in the month in which you completed the minimum spending requirement?
I usually keep my cards for at least 6 months and cancel them after 9 or 10 months.
I plan on applying for these cards but I have to admit I am hesitating b/c I keep wondering if the 75,000 offer will come back. I hate to “waste” my app on just 100,000 miles
I know you hate these questions but do you think there is a chance of the 150,000 offer appearing again sometime soon? I would LOVE to be able to buy a first class ticket to Asia!
Hello! I love your blog!
I just wanted some real quick Clarification.
-I have one AA business card (opened up in September 2011) *just closed today
-I have one AA Citi Personal Credit Card Visa (opened up in October 2010)
-I have one AA Citi Personal Credit Card AMEX (opened up in October 2010 as well).
From my research, you need to wait until 18 months to be able to churn these cards. Will I get the best result if I closed the current TWO personal cards first and then apply? Or should I just apply (resulting in 4 personal credit cards if approved).
Thank you.
P.S. Do you think I can churn the business one as well?
@Jasmine – I really don’t know if the 75K offer will come back. You could try to get the Citi business card later or even transfer SPG points to AA if you want a First Class business ticket to Asia.
@Steven Lu – Thanks for your kind words! In my experience and from hearing about other’s experience, you should be able to get the personal Citi AA cards 18+ months since you were approved for them last. As always, this varies from person to person. If the Citi AA cards are amongst your oldest cards, I wouldn’t cancel them because it helps your credit score by increasing the average of your accounts. But if these aren’t your oldest cards, you could cancel them. I used to be able to churn the business card after cancelling it, but off late have had to wait 3 to 5 months after cancelling it to get approved for another one. So I don’t have a specific time within which you’d be able to get the business card again. Good luck!
Could I apply for the following 3 cards using a 3 browser trick?
1.) Citi® Platinum Select® / AAdvantage® Visa Signature® card @ 30,000 miles
2.)Citi® Platinum Select® / AAdvantage® World MasterCard® @ 30,000 miles
3.) Citi® / AAdvantage® American Express® card @ 30,000 miles
All require have a $750 spending requirement within 4 months.
Thanks-
Naryan
@naryan padmanabha – Citi usually allows only 2 applications within a 65 day window, so you may get denied for the 3rd application. Also, you most likely won’t be able to get another Citi personal card for at least 18+ months since your last personal application. The 50K offers in the Hot Deals tabs will get you more miles, but have a slightly higher spending requirement.
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New to the game. Thx for all the time and effort you have put into all this. I just tried the 2 browser trick last night (2am ET Sun 4/22/12) to get the Citi AAdvantagge Platinum Select Visa Signature and Select Am Ex. Both gave 50K bonus & $150 in Stmt credits. I have 803 credit score and only 2 open current credit cards (Bank of Am and FIA). Nothing opened recently at all. On both I got Step 3 Approval Status Application Rec’d but “further processing is required…will contact within 1 wk via email”. I immediately called the Citi App Status (2 toll free #s) and Credit Dept (1 toll free) but they are closed due to wknd. What do I do?…wait for them to contact me via email?…or call them on Mon? I tried calling them 12pmET on Sun just in case they were open but still got same message. Also, I noticed right after I applied on Citi website they had stmt that site would undergo updates on 4/22 somewhere between 12am-5am (of course that is when I tried applying). I clicked on a few other Citi card offers then to apply and all of them said Site was down for maint and try again later. So I’m thinking my approval just got jammed up in system maint and wknd off-duty hours. What do you think?
Also, when applying using the 2 browser trick, am I supposed to use all the same exact application info (ie email, income, phone numbers, etc)?…or do I need to change some of that so the applications don’t cause a glitch?…how does Citi not know I’ve got 2 exact apps since they seem to link via by SSN? And is it ok to use the same frequent flier # on each app?…I’m thinking yes b/c I want points on same acct but again it links both apps since they are exactly the same.
Very sad…. I called to cancel my American Express since my bonus miles posted a couple of months ago. They transferred me to some special agent to try to talk me out of cancelling of course, which I expected, but this agent instead told me something very sad. She told me that American Airlines and Citi are now only allowing the mileage bonuses for FIRST TIME card applicants. They are no longer allowing mileage bonuses for repeat customers. She then said she could offer me 3,000 miles if I kept the card and spent $500 in the next 4 months. Ya, sure, I guess…. Not a very good consolation prize in my opinion!
Anyone else heard of this? Has this happened to anyone else?
@Brad - I’d call them again. And you should have the same frequent flyer information and other information in your applications since they are the same.
@Katy – Based on reader feedback, you can get a new personal AAdvantage card 18+ months from your last application approval date.
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New to the game I applied for both Chase cards Mid April United Mileage card and was approved 4/14. and Southwest Card I had to call the reconsideration line and move the credit limit around for approval.
I thought to wait 30 days to apply for the BA Chase card and was declined for too many cards open and couldn’t redistribute the credit lines with the reconsideration dept.(They did offer to reconsider me the card after seeing a history of payments or if I was to close one of my other Chase accounts) I have a 759 credit score.
How long should I wait to open the Citi AA Visa and Amex personal cards?
@Kho – I’d call the reconsideration line again and ask them again about the BA card. Sometimes it takes more than 1 call to get approved. I’d wait a bit before applying for the Citi cards unless you know that Citi will use a different credit bureau in your state —> http://millionmilesecrets.com/2011/08/23/credit-pulls/
Thanks I called Chase reconsideration line and I was approved for BA Card a few minutes ago! I will also post a comment in the section http://millionmilesecrets.com/2012/03/30/chase-secure-message/ for the Southwest Rapid Rewards card I applied for the 25k offer and they responded to me in less than 24 hours stating I will get the 50k offer points in 4 days.
In Texas Citi AA uses Experian. With that said 769 score 5 inquiries. 1 inquiry set to drop off this month(June). 2 more inquiries drop off in August….However I have a CO from Citi paid /closed 03/2006…..I have tried to dispute this w/ Experian w/ no luck. I had success with it dropping off on the other CRA’s. Citi has granted me several business cards opened 2009 i.e. fuelman 3k limit, I believe homedepot, lowes, officedepot, and staples cards are from citibank as well…..What are your recommendations……
@Kho – Congrats and thanks for sharing your experience! I’d suggest creditboards.com for more help on how to dispute the CO. It may be tough to get a miles card from Citi, but you could try to see if the CO prevents you from getting approved.
@Kho – That’s great and thanks so much for sharing!
Not sure how I messed this up, but used the 2 browser trick to get 2 AMEX cards! I swear I had different applications up with the two browsers, but I got my cards in the mail and they are both AMEX. I figured I would have to cancel one of them, but I asked the customer service rep when I called to activate and on both of them they said I was eligible to earn the 50,000 miles.
So now I am unsure. Should I spend the 6,000 on two AMEX accounts and Hope I receive 100,000 miles? Or should I play it safe, cancel one, and use the spending on a different offer?
Anyone make this mistake before or have any advice for me?
@chuck. It happens. Dont worry you will get the bonus on both cards. Happy spending!!
@Troy: Thanx!
Seems like I messed up. I Applied for my father on 24 using 2 browser trick. Well his TU Credit score according to CreditKarma.com is 748. First AAdvantage (actually first CITI) card. Both the applications said wait & watch!!! My father told me he called next day but Citi rep for Visa card and Rep. told him they are processing on his application. Seems Chances are he will not be honored with Both promotion but wish I’d be wrong. Should I call instead for my father…is there any hope? please advice.
@Krish – I’d call back and see if they can manually process the applications.
My credit score is not good – in the 400′s. I was going to school and didn’t get the hoped for job after I graduated, so I lived on credit cards and got over my head.
Are there any decent rewards/mileage cards I could apply for and at least START building up some mileage? I’m out of debt and want to start improving my credit, so I don’t want to have too many credit inquiries.
I apologize if this was already mentioned but I missed it. When using the 2 browser trick do you put in your rewards number on both cards or leave it blank. I will be applying for AA for my wife and Hilton for myself. Thanks
@Nancy - I would NOT (repeat, NOT) apply for any miles earnings card with that score, because you won’t get approved. I’d wait at least until your score is 680+ before applying for any miles earning cards. The Chase Freedom earns Ultimate Rewards points which you can transfer to airline or hotels if you get a transferable Ultimate Rewards card later (Ink, Sapphire Preferred etc.). But I’m not sure if you’ll get approved for the Freedom card. Much better to wait until your score increases.
@Steve – I put in the rewards number to get the points credited to my account.
Hey, “Top Of The Am” “M.M.S” First, I really appreciate you Being A “TRUE AMERICAN” HELPING THOSE IN OUR COMMUNITY HOW TO FISH! You have a Gift and Talent. And you didn’t Buried IT! You Increased, your Self-worth and In Understanding the Dynamics of HELPING ONE ANOTHER AS WE BUILD OUR HUMAN ASSET AND COMMUNITY! Question? Have you heard of anyone Who has New Credit with One account and a 700 credit score? Thank You in Advance! Lol.
Hi. I’m considering the 2 personal AA cards. Have you heard whether anyone has been able to get the 75K bonus from your links on this page recently? What about the 50K bonuses? Do the minimum spends (eg. $2500 in 4 months) still apply? When I go to the CitiBank website, it states personal visa card at $3,000 in 3 months for 40K + I can earn an additional 10K with further expenditures.
One other question: I have a slow computer – if there is a 5 minute difference between the time when I submit the 2 AA applications, will it still work? Also, do I need an AA number prior to applying.
Thanks for answering these questions.
@Freddy – I’m not sure of your question, but yes, you can only have one card if you want.
@BG - The links to the 75K offers no longer work, but the 50K offers do work with the same amount of minimum spending. The links in the Hot Deals are to 50K offers, but the ones on the Citi website will show you an offer landing page if it makes you more comfortable. Yes, you should have an AA number before applying and enter that in the application. A 5 minute interval shouldn’t make much difference. Good luck!
Can I apply if I am not U.S citizen or resident?
I just applied for the personal amex and business visa. Got instant approval on the amex personal, but after calling the reconsideration line about the business visa they declined me because I already have a business visa. My Business card is 3 years old. What should I do to be able to apply for another business card in the future?
Thank you!
@Matias – Unfortunately, you need a US social security number to apply.
@Henry - You usually have to cancel your business card to get approved for another business card.
Hi I tried the two browser trick 3 weeks ago and was approved for the visa and denied for the amex. Can I try to apply for the business one since I only was approved for one personal card or do I have to wait?
@Meredith – You can write a letter to Citi and ask them to reconsider your application (have to do it within 30 days). You can also apply for the business card if you haven’t applied for it in the last 65 days.
I’m considering applying for the two personal citi cards as I do missionary work in Brazil and flying American is usually our best bet. From what I read in the fine print these bonus miles can only be redeemed for domestic flights. Are you saying that these bonus miles can be redeemed for international? Sure would save us a lot of money and with my regular expenditures, if paid for using the citicard, would earn more than just the bonus miles.
Just wanted to say thank you for the info Daraius! I managed to squeak in on the 2BM personal cards just before Citi clamped down on it and followed through to get approved for the business card netting an easy 150,000+ miles. It’s going to help take my wife and son to Oahu and Maui next summer. I really enjoy reading your blog and wish you and your wife all the best!
@Joel - You can’t apply for 2 cards at the same time any longer, but you can get 1 50K card and 1 30K card a few days later. You can use the miles for flights outside the US as well.
@Justin - Congrats and thanks so much for your kind words. Safe travels!
hi daraius,
i just stumbled into your site/blog tonight. i was getting so confused about which deal was still available and what i should do. i just recently cancelled my United Explorer card because my year was up and they wanted to charge the annual fee. i refuse to pay for the fee because i think it is another made up fee for them to make even more money after charging the merchants their fees already. in any case, i have quite a few miles w/ UA but quite interested in branching out. we travel mainly to scandinavia or asia because of families and i know AA have partnership w/ SAS and Cathay. since i want to make sure i am making the most out of being a first time applicant, i needed your personal advice on what i should do and which link might be offering the best deal at this time. i found one current link for an AA Citi Signature card offering only 30,000 bonus miles w/ first year annual fee waived. i currently have a Hilton and Sheraton Amex at this time. i have zero balance w/ any cards and my FICO is 816. do you recommend i try to apply for 2 or 3 cards w/ AA to max out my bonus points at this time? does this type of double or triple application still work today? will this affect my FICO? i am excited to find your site and look forward to hearing back from you. thank you very much! BTW. how did you rack up over 1Mil points w/ AA or does this include any other airline? holy cow! is that really true? did you get the points by application or usage of the card?
@Isabella – Welcome! You can’t get 2 Citi AA cards at the same time any longer. But you may be able to get 1 50K card and a few days later another 30K AA GOLD MasterCard card (see option #2 in this post for more details). Please read these posts before applying for credit cards. Your score will drop when you apply for the cards.
hi back,
thank you very much for your reply. i appreciate the information. i must be doing something wrong. i can’t seem to find the link for the 50K personal Visa for AA. every time i click on the link under the Option#2 on your site, i get the Business application and it does not indicate how many miles i would get. so, i did not fill out the app, afraid i might be filling out the wrong form. can you help me to find the link for the 50K personal visa. on my own, i am able to find the 30K personal and business visa. i just can’t find the 50K.
do you also have a website where i can obtain my credit report for free? i am afraid to reach out to the wrong sites and get a flood of unwanted solicitors.
thank you in advance and i appreciate the help.
p.s. this is very first time writing and corresponding on a blog. obviously, your blog was informative and interesting enough for me to reach out to you. this is a huge compliment from someone very low-tech like myself!
@isabella - Thanks for reading. You can use Credit Sesame and Credit Karma to get a proxy (not the real thing) credit score. See this post for details on the Citi AA 50K offers. See this post for a link to the Citi Visa (the AMEX version doesn’t work) 50K offer.
Reading your blog this week planning a trip to Hawaii either KOA or ITO airport from SLC salt lake city trying to decide what would be the best card ? Any advice
@cindy – I would do a dummy search on the American Airlines and United website and see what award availability looks like for the days you want to travel. Then apply for the card whose miles seem to get you more options.